103 N Pine St, Troy, ID 83871 Property Records

Latah County property record for 103 N Pine St, Troy, ID 83871

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Tax Bill	$918 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2021 Mortgage
APN	`RPT1570005004A`

Property Details

APN / Parcel Number

Primary APN	`RPT1570005004A`

Location & Zoning

Street Address	103 N PINE ST
City	TROY
State	ID
Zip	83871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROY-STATE ADD BLK 5 LOTS 4 & 5 & 10' X 100' ADJ
Legal Subdivision	TROY-STATE ADD
Legal Block	5
Legal Lot Number	4-5
Jurisdiction	LATAH ID
Township / Civil Division	TROY-JULIAETTA-KENDRICK
Census Block Group	3
Census Block	3057
Census Tract	5600

Owner

Source: Latah County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1051 UMBARGER RD, TROY, ID 83871-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021
Deed Sale	Jul 21, 2021
Deed Document Number	616743
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LATAH ID
Property Address	103 N PINE ST, TROY, ID 83871
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626879
Date	Nov 28, 2022
Instrument	626879

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LATAH ID
Recording Date	Jul 21, 2021
Property Address	103 N PINE ST, TROY, ID 83871
Document Number	0000616743
Instrument Date	Jul 20, 2021
Instrument	616743
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	LAKE COUNTY TITLE COMPANY, LATAH COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 UMBARGER RD, TROY, ID 83871-9637

Mortgage

Document Number	0000616744
Date	Jul 21, 2021
Instrument	616744

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Latah County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Latah County
Municipality	Troy City
Unified School District	Troy School District 287 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$918.00 (+5.52%) Homeowner's exemption	$210,910 (+%) Land $31,500 Building $179,410	$210,910 (+%) Land $31,500 Building $179,410
2023	$870.00 Homeowner's exemption	$210,908 Land $31,500 Building $179,408	$210,908 Land $31,500 Building $179,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 850 people · EPA ID ID2290041
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · May 2026 E. coli resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Airbridge Broadband Fixed Wireless · not low latency	300 / 300

May also be available: T-Mobile.

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