103 N Main St, Spring Lake, NC 28390 Property Records

Cumberland County property record for 103 N Main St, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,260 sqft · built 1935
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Mar 2023)
Tax Bill	$1,349 (2026)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0501-65-9575`

Property Details

APN / Parcel Number

Primary APN	`0501-65-9575`
Alternative APN	`0501.11659575`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,260 sqft Heated Area
Gross Area	3,415 sqft
1st Floor Area	1,245 sqft
Basement Area	1,155 sqft
Unfinished Basement	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	192 ft deep x 180 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	103 N MAIN ST
City	SPRING LAKE
State	NC
Zip	28390-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Description	LT AT 103 MAIN ST SLK (0.73 AC)
Legal Subdivision	NORTH MAIN ST, SPRING LK
Legal Block	65
Legal Lot Number	9575
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2023
Census Tract	3501

Owner

103 N Main St is owned and occupied by two individuals who bought it in March 2023.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 N MAIN ST, SPRING LAKE, NC 28390-3912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Mar 19, 2013 · Amount on File
Deed Document Number	20237606
Deed Book / Page	11690 / 681
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 14, 2023
Property Address	103 N MAIN ST, SPRING LAKE, NC 28390-3912
Document Number	0116900681
Book / Page	11690 / 681
Map Reference	MB 3297 PG 834
Instrument Date	Mar 9, 2023
Instrument	7606
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5422 RAEFORD RD, FAYETTEVILLE, NC 28304-3063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N MAIN ST, SPRING LAKE, NC 28390-3912

Tax Assessment & Valuation

The 2026 property tax bill for 103 N Main St was $1,349.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,349.00
2025	$1,349.00 (-52.83%)	$199,953 (+13.04%) Land $110,040 Building $89,913	$199,953 (+13.04%) Land $110,040 Building $89,913
2024	$2,860.00 (+6.56%)	$176,886 (-) Land $88,878 Building $88,008	$176,886 (-) Land $88,878 Building $88,008
2023	$2,684.00 (+8,033.33%)	$176,886 Land $88,878 Building $88,008	$176,886 Land $88,878 Building $88,008
2022	$33.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20