103 N Main St, Spring City, PA 19475 Property Records

Chester County property record for 103 N Main St, Spring City, PA 19475

Property Summary

Property Type	Apartments (5+ Units)
Details	8,880 sqft · built 1895
Lot Size	0.123 acres (5,376 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Jan 2021)
Tax Bill	$709 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`14-4-385`

Property Details

APN / Parcel Number

Primary APN	`14-4-385`
Alternative APNs	`1404 03850000` `1404 0385`

Interior

Units	14 Units
Building Area	8,880 sqft Total Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	5,376 sqft (0.123 acres)
View / Lot	Central Business

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 N MAIN ST
City	SPRING CITY
State	PA
Zip	19475-1827
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	DC
Legal Description	LOT & COMM BLDG
Jurisdiction	CHESTER PA
Township / Civil Division	SPRING CITY
Census Block Group	1
Census Block	1001
Census Tract	301100

Owner

103 N Main St, a residential property, is owned by a company that bought it in January 2021.

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	307 S 6TH AVE, ROYERSFORD, PA 19468-2527
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202111798579
Deed Book / Page	10414 / 1378
Prior Transfer Date	Sep 12, 1994
Prior Transfer Doc	0000069063
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTER PA
Recording Date	Jan 15, 2021
Property Address	101 N MAIN ST, SPRING CITY, PA 19475-1864
Document Number	0104141378
Book / Page	010414 / 001378
Instrument Date	Dec 31, 2020
Instrument	11798579
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	CROSS KEYS ABSTRACT AND ASSURANCE COMPANY, CROSS KEYS ABS & ASSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 S 6TH AVE ROYERSFORD PA 194682527, ROYERSFORD, PA 19468-2527

Mortgage

Document Number	104141382
Date	Jan 15, 2021
Book Page	010414/001382
Instrument	11798580

Lender

Name	DALE E RITSCHARD
Address	184 S MENNONITE RD, COLLEGEVILLE, PA 19426-2813
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 N Main St was $709.

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Chester County
Municipality	Spring City Borough
Unified School District	Spring-Ford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$709.00	$159,400 Land $29,800 Building $129,600	$159,400 Land $29,800 Building $129,600
2024	$6,472.00 (+7.85%)	$159,400 (+4.65%) Land $29,800 Building $129,600
2023	$6,001.00	$152,310 Land $29,800 Building $122,510
1998			$159,400 Land $29,800 Building $129,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 N Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1978–1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVEREDGE RENTALS private · serves 80 people · EPA ID PA1150190
Water Source	Groundwater
Last State Inspection	Jun 2025
Copper	2.85 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20