103 N Main St, Middle Point, OH 45863 Property Records

Van Wert County property record for 103 N Main St, Middle Point, OH 45863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,243 sqft · built 1900
Lot Size	0.216 acres (9,389 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (May 2017)
Tax Bill	$910 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-053472.0000`

Property Details

APN / Parcel Number

Primary APN	`27-053472.0000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	950 sqft
Upper Floors Area	390 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,389 sqft (0.216 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	103 N MAIN ST
City	MIDDLE POINT
State	OH
Zip	45863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 1 S1/2 & 2 S1/2 MIDDLE POINT CORP
Legal Subdivision	MIDDLE POINT
Legal Lot Number	1
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3033
Census Tract	20100

Owner

103 N Main St is owned and occupied by an individual who bought it in May 2017.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	103 N MAIN ST, MIDDLE POINT, OH 45863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 12, 2017	Survivorship Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	20171608
Deed Book / Page	403 / 402
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	103 N MAIN ST, MIDDLE POINT, OH 45863
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	419/1250
Date	Mar 4, 2021
Book Page	419/1250
Instrument	202100000888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jun 1, 2047

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	May 12, 2017
Property Address	103 N MAIN ST, MIDDLE POINT, OH 45863
Document Number	403/0402
Book / Page	403 / 0402
Instrument Date	May 11, 2017
Instrument	201700001608
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 N MAIN ST, MIDDLE POINT, OH 45863

Mortgage

Document Number	201700001609
Date	May 12, 2017
Instrument	201700001609

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 N Main St was $910, up 0.9% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Middle Point Village
Unified School District	Lincolnview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00 (+0.89%) Homeowner's exemption	$26,610 (-) Land $1,180 Building $25,430
2024	$902.00 (-1.42%) Homeowner's exemption	$26,610 (-) Land $1,180 Building $25,430	$76,030 (-) Land $3,370 Building $72,660
2023	$915.00 (+8.8%) Homeowner's exemption	$26,610 (+46.37%) Land $1,180 Building $25,430	$76,030 Land $3,370 Building $72,660
2022	$841.00 Homeowner's exemption	$18,180 Land $1,080 Building $17,100
2020			$51,950 Land $3,090 Building $48,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE POINT VILLAGE PWS serves 576 people · EPA ID OH8100312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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