103 N Main St, Henderson, TX 75652 Property Records

Rusk County property record for 103 N Main St, Henderson, TX 75652

Property Summary

Property Type	Commercial
Details	3,080 sqft
Lot Size	0.039 acres (1,694 sqft)
Owner	Company Name on Record
Last Sale	$169,242 (Jun 2022)
Tax Bill	$2,023 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01200-00550-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01200-00550-00000-000000`
Alternative APN	`4243`

Interior

Building Area	3,080 sqft Total Area

Exterior

Lot Area	1,694 sqft (0.039 acres)
Lot Dimensions	55 ft deep x 56 ft wide

Location & Zoning

Account Number	01200-00550-00000-000000
Street Address	103 N MAIN ST
City	HENDERSON
State	TX
Zip	75652-3185
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S PT LT 4 BLK 11 W F JOHNSON SUR W F JOHNSON SUR
Legal Subdivision	WILLIAM F JOHN SURVEY A 454
Legal Block	11
Legal Lot Number	4
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1032
Census Tract	950900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Henderson Commercial Historic District listed 1995 · 41 contributing resources · NRIS 95000219

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1284, HENDERSON, TX 75653-1284
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage TEXAS BANK
Dec 23, 2020	Vendor's Lien, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	2022231937
Deed Book / Page	3856 / 835
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	3746/833
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Jun 6, 2022
Property Address	103 N MAIN ST, HENDERSON, TX 75652-3185
Document Number	003856/835
Book / Page	3856 / 835
Instrument Date	Jun 2, 2022
Instrument	231937
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1284, HENDERSON, TX 75653-1284

Mortgage

Document Number	0000231938
Date	Jun 6, 2022
Instrument	231938

Lender

Name	TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	243 Months
Due	Sep 2, 2042

Interest

Rate Type	Adjustable Rate

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Dec 23, 2020
Property Address	103 N MAIN ST, HENDERSON, TX 75652-3185
Document Number	3746/833
Book / Page	3746 / 833
Instrument Date	Dec 17, 2020
Instrument	215679
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N MARSHALL ST, HENDERSON, TX 75652-3187

Mortgage

Document Number	215680
Date	Dec 23, 2020
Instrument	215680

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2035

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,023.00	$106,440 (-) Land $23,290 Building $83,150	$106,440 (-) Land $23,290 Building $83,150
2025	$2,023.00 (+9%)	$106,440 (+28.01%) Land $23,290 Building $83,150	$106,440 (+28.01%) Land $23,290 Building $83,150
2023		$83,150 Land $30,150 Building $53,000	$83,150 Land $30,150 Building $53,000
2022	$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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