103 N Main St, Chamois, MO 65024 Property Records

Osage County property record for 103 N Main St, Chamois, MO 65024

Property Summary

Property Type	Office Building
Details	837 sqft · built 1850
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`03-10-12-02-006-0009.00`

Property Details

APN / Parcel Number

Primary APN	`03-10-12-02-006-0009.00`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	837 sqft Adjusted Area

Exterior

Year Built	Built 1850
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	103 N MAIN ST
City	CHAMOIS
State	MO
Zip	65024-1094
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	PT LOT 1 2 & 3 2ND TIER OF LOTS S OF RR & W OF MAIN ST PT OFORIGINAL TOWN OF CHAMOIS SEC 12 T45N R8W
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	1-3
Jurisdiction	OSAGE MO
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2041
Census Tract	490100

Owner

Source: Osage County assessment roll, APN 03-10-12-02-006-0009.00, as of May 31, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 11, MT STERLING, MO 65062-0011
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000581191
Record Updated	Jun 07, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE MO
Property Address	103 N MAIN ST, CHAMOIS, MO 65024-1094
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	523/0206
Date	Mar 26, 2018
Book Page	523/0206
Instrument	2018-0522

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	MARTHASVILLE, MO 63357

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 20, 2021

Tax Assessment & Valuation

Source: Osage County assessment roll as of May 31, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chamois City
County	Osage County
Unified School District	Osage County R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$2,569	$8,028 Land $4,013 Building $4,015

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osage County (29151C), as of September 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291514901002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	44 (1986–2025)
Claims Outside the SFHA	2 of 44
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 9 claims Severe Storms & Flooding, Aug 1993 · 19 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 175 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Whittrio Fixed Wireless · not low latency	100 / 50
T-Mobile USA Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3010155, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHAMOIS PWS serves 396 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Nov 2022 Sanitary survey deficiency not corrected Jul 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.