103 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 103 N Main St, Ada, OH 45810

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,904 sqft · built 1900
Lot Size	0.084 acres (3,660 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2021)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-010024.0000`

Property Details

APN / Parcel Number

Primary APN	`25-010024.0000`

Interior

Building Area	2,904 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,660 sqft (0.084 acres)
Lot Dimensions	183 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	103 N MAIN ST
City	ADA
State	OH
Zip	45810-1107
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ORIGINAL PT 1
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF ADA
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4014
Census Tract	402

Owner

Source: Hardin County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1060 HILARY LN, O, FINDLAY, OH 45840-7652
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jun 7, 2002
Deed Document Number	20212740
Deed Book / Page	561 / 3339
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 2, 2021
Property Address	103 N MAIN ST, ADA, OH 45810-1107
Document Number	00561/3339
Book / Page	561 / 3339
Instrument Date	Aug 2, 2021
Instrument	202100002740
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14121 BUCKLAND HOLDEN RD, WAPAKONETA, OH 45895-7706

Mortgage

Document Number	202100002741
Date	Aug 2, 2021
Instrument	202100002741

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 2, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (+51.59%)	$33,570 (+45.83%) Land $1,930 Building $31,640
2023	$1,256.00 (+47.07%)	$23,020 (+64.43%) Land $1,930 Building $21,090	$95,910 (+139.78%) Land $5,510 Building $90,400
2022	$854.00	$14,000 Land $2,020 Building $11,980
2020			$40,000 Land $5,770 Building $34,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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