Clay County property record for 103 N Main Ave, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1890 |
| Lot Size | 0.309 acres (13,440 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Jun 2022) |
| Tax Bill | $939 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 3757-00-0-77010-011-8168 |
| Primary APN | 3757-00-0-77010-011-8168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,440 sqft (0.309 acres) |
| Lot Dimensions | 140 ft deep x 96 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 N MAIN AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 9 THRU 12 BLK 11 1ST ADD SUTTON CITY |
| Legal Subdivision | 1ST ADD |
| Legal Block | 11 |
| Legal Lot Number | 9-12 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 461, SUTTON, NE 68979-0461 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on Record |
| Deed Sale | Jun 16, 2022 · Amount on Record |
| Prior Sale | Feb 1, 2008 |
| Deed Document Number | 2022683 |
| Deed Book / Page | 135 / 207 |
| Prior Transfer Date | Sep 22, 2013 |
| Prior Transfer Doc | 000128/125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NE |
| Recording Date | Jun 16, 2022 |
| Property Address | 103 N MAIN AVE, SUTTON, NE 68979-2313 |
| Document Number | 000135/207 |
| Book / Page | 135 / 207 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022-00683 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | NOT AVAILABLE, ADAMS LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202200684 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022-00684 |
| Name | HOME FEDERAL SLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,705 (+15.59%) Land $12,065 Building $62,640 | $74,705 (+15.59%) Land $12,065 Building $62,640 | |
| 2025 | $939.00 (-11.08%) | $64,630 (+14.3%) Land $6,030 Building $58,600 | $64,630 (+14.3%) Land $6,030 Building $58,600 |
| 2023 | $1,056.00 | $56,545 Land $6,030 Building $50,515 | $56,545 Land $6,030 Building $50,515 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUTTON serves 1,447 people · EPA ID NE3103507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Glenwood Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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