Hardee County property record for 103 N Florida Ave, Wauchula, FL 33873
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,228 sqft · built 1916 |
| Lot Size | 0.488 acres (21,257 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Aug 2021) |
| Tax Bill | $4,131 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2017 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434-25-0420-00001-0005 |
| Primary APN | 0434-25-0420-00001-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,228 sqft Living Area |
| Gross Area | 3,819 sqft |
| 1st Floor Area | 2,228 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 21,257 sqft (0.488 acres) |
| Lot Dimensions | 154 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Porch | Slab |
| Quonset Hut | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 N FLORIDA AVE |
|---|---|
| City | WAUCHULA |
| State | FL |
| Zip | 33873-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 4 & E 20 FT OF LOT 5 BLK 1 S B SOUTHERLANDS ADD 280P480 347P50 533P545 200925003456/AFF-3457/POA/7883 201025005758-PA 201525007087 201625001097 201725003852 202125004444 |
| Legal Range | 25E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | S B SOUTHERLANDS ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HARDEE FL |
| Township / Civil Division | WAUCHULA |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 970301 |
103 N Florida Ave is owned and occupied by an individual who bought it in August 2021.
Source: Hardee County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 N FLORIDA AVE, WAUCHULA, FL 33873-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 20, 2017 | Warranty Deed, Construction Loan · Construction Mortgage PHH MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Document Number | 20214444 |
| Prior Transfer Date | Feb 17, 2016 |
| Prior Transfer Doc | 0000001097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Aug 3, 2021 |
| Property Address | 103 N FLORIDA AVE, WAUCHULA, FL 33873-2501 |
| Document Number | 202125004444 |
| Map Reference | MB 2 PG 2 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 202125004444 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | FIRST FLORIDA TITLE SERVICES, GIT FLORIDA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6734 QUONSET RD, 6734, BRADENTON, FL 34203-9708 |
| Name | Verified Name |
|---|---|
| Address | 5442 JANES DR, WIMAUMA, FL 33598-4228 |
| Document Number | 202125004445 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 202125004445 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 103 N FLORIDA AVE, WAUCHULA, FL 33873-2501 |
| Document Number | 0025003852 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 25003852 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2018 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $959.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6108 9TH AVENUE CIR NE BRADENTON FL 342129559, BRADENTON, FL 34212-9559 |
| Document Number | 25003853 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 25003853 |
| Name | PHH MORTGAGE CORP |
|---|---|
| Address | 1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 19, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 103 N Florida Ave was $4,131 with a homeowner's exemption, up 3.7% from the year before.
Source: Hardee County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hardee County |
| Municipality | Wauchula City |
| Unified School District | Hardee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,131.00 (+3.69%) Homeowner's exemption | $247,429 (+2.9%) | $302,736 (+14.04%) Land $15,960 Building $286,776 |
| 2024 | $3,984.00 (+1.25%) Homeowner's exemption | $240,456 (+3%) | $265,454 (+13.71%) Land $15,960 Building $249,494 |
| 2023 | $3,935.00 (-9.73%) Homeowner's exemption | $233,452 (+12.59%) Land $15,960 Building $217,492 | $233,452 (+12.59%) Land $15,960 Building $217,492 |
| 2022 | $4,359.00 | $207,348 Land $15,960 Building $191,388 | $207,348 Land $15,960 Building $191,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 N Florida Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 N Florida Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAUCHULA CITY WATER DEPARTMENT serves 5,000 people · EPA ID FL6250329 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rapid Systems Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures