103 N Florida Ave, Wauchula, FL 33873 Property Records

Hardee County property record for 103 N Florida Ave, Wauchula, FL 33873

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,228 sqft · built 1916
Lot Size0.488 acres (21,257 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2021)
Tax Bill$4,131 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2017 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN0434-25-0420-00001-0005

Property Details

APN / Parcel Number

Primary APN0434-25-0420-00001-0005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,228 sqft Living Area
Gross Area3,819 sqft
1st Floor Area2,228 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area21,257 sqft (0.488 acres)
Lot Dimensions154 ft deep x 105 ft wide
Garage TypeAttached
Garage Area736 sqft
DrivewayDriveway
Driveway Area720 sqft
PorchSlab
Quonset Hut240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address103 N FLORIDA AVE
CityWAUCHULA
StateFL
Zip33873-2501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionLOT 4 & E 20 FT OF LOT 5 BLK 1 S B SOUTHERLANDS ADD 280P480 347P50 533P545 200925003456/AFF-3457/POA/7883 201025005758-PA 201525007087 201625001097 201725003852 202125004444
Legal Range25E
Legal Township34S
Legal Section04
Legal SubdivisionS B SOUTHERLANDS ADD
Legal Block1
Legal Lot Number5
JurisdictionHARDEE FL
Township / Civil DivisionWAUCHULA
Census Block Group2
Census Block2065
Census Tract970301

Owner

103 N Florida Ave is owned and occupied by an individual who bought it in August 2021.

Source: Hardee County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing Address103 N FLORIDA AVE, WAUCHULA, FL 33873-2501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 20, 2017Warranty Deed, Construction Loan · Construction Mortgage
PHH MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2021 · Amount on File
Deed SaleAug 3, 2021 · Amount on File
Prior SaleJun 20, 2017 · Amount on File
Deed Document Number20214444
Prior Transfer DateFeb 17, 2016
Prior Transfer Doc0000001097
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateAug 3, 2021
Property Address103 N FLORIDA AVE, WAUCHULA, FL 33873-2501
Document Number202125004444
Map ReferenceMB 2 PG 2
Instrument DateJul 30, 2021
Instrument202125004444
Transaction TypeTransfer
Record UpdatedSep 9, 2021
Title CompanyFIRST FLORIDA TITLE SERVICES, GIT FLORIDA TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6734 QUONSET RD, 6734, BRADENTON, FL 34203-9708

Transferred To (Grantee/Buyer)

NameVerified Name
Address5442 JANES DR, WIMAUMA, FL 33598-4228

Mortgage

Document Number202125004445
DateAug 3, 2021
Instrument202125004445
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

June 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHARDEE FL
Recording DateJun 20, 2017
Property Address103 N FLORIDA AVE, WAUCHULA, FL 33873-2501
Document Number0025003852
Instrument DateJun 20, 2017
Instrument25003852
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2018
Title CompanyWAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$959.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6108 9TH AVENUE CIR NE BRADENTON FL 342129559, BRADENTON, FL 34212-9559

Mortgage

Document Number25003853
DateJun 20, 2017
Instrument25003853
Lender
NamePHH MORTGAGE CORP
Address1 MORTGAGE WAY, MOUNT LAUREL, NJ 08054-4637
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 19, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 N Florida Ave was $4,131 with a homeowner's exemption, up 3.7% from the year before.

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
MunicipalityWauchula City
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,131.00 (+3.69%) Homeowner's exemption$247,429 (+2.9%)$302,736 (+14.04%) Land $15,960 Building $286,776
2024$3,984.00 (+1.25%) Homeowner's exemption$240,456 (+3%)$265,454 (+13.71%) Land $15,960 Building $249,494
2023$3,935.00 (-9.73%) Homeowner's exemption$233,452 (+12.59%) Land $15,960 Building $217,492$233,452 (+12.59%) Land $15,960 Building $217,492
2022$4,359.00$207,348 Land $15,960 Building $191,388$207,348 Land $15,960 Building $191,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 N Florida Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N Florida Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAUCHULA CITY WATER DEPARTMENT
serves 5,000 people · EPA ID FL6250329
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Rapid Systems
Fixed Wireless
100 / 20

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