103 N First St, Mount Olive, MS 39119 Property Records

Covington County property record for 103 N First St, Mount Olive, MS 39119

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,385 sqft · built 1922
Lot Size	0.25 acres (11,103 sqft)
Owner	Individual Name on Record
Tax Bill	$415 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`181J12 03900`

Property Details

APN / Parcel Number

Primary APN	`181J12 03900`
Alternative APN	`10739`

Interior

Full Baths	1 Bath
Building Area	1,385 sqft Adjusted Area
1st Floor Area	1,226 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	11,103 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10739
Street Address	103 N FIRST ST
City	MOUNT OLIVE
State	MS
Zip	39119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 LOTS 11 & 12 BLK 3, IN MT OLIVE ORIGINAL SURVEY 8003080 B 0286 P 0623 06/18/2010
Legal Range	17W
Legal Township	09N
Legal Section	12
Legal Block	3
Legal Lot Number	11-12
Jurisdiction	COVINGTON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2034
Census Tract	950300

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 TERRY RD, TERRY, MS 39170
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2010
Deed Sale	Mar 23, 2010
Deed Book / Page	284 / 679
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	103 N FIRST ST, MOUNT OLIVE, MS 39119
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 MCCARTY RD, JACKSON, MS 39212-9602

Mortgage

Document Number	000804/322
Date	Aug 3, 2022
Book Page	804/322

Lender

Name	PEOPLES BANK
Type	Bank
Address	MENDENHALL, MS 39114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jun 3, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Municipality	Mount Olive Town
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00	$4,697 (-)
2024	$415.00 (+5.33%)		$31,310 (-) Land $4,000 Building $27,310
2023		$4,697 (-)	$31,310 (-) Land $4,000 Building $27,310
2022	$394.00 (+22.74%)	$4,697	$31,310 Land $4,000 Building $27,310
2019	$321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Feb 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COVINGTON W/A-NORTH public/private · serves 1,259 people · EPA ID MS0160004
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on N First St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures