McHenry County property record for 103 N Emerald Dr, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,946 sqft · built 2004 |
| Lot Size | 0.359 acres (15,641 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $730,000 (Sep 2022) |
| Deeds & Mortgages | Sep 2022 Sale Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-376-025 |
| Primary APN | 09-36-376-025 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 4,374 sqft |
| 1st Floor Area | 2,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 15,641 sqft |
| Garage Area | 1,057 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Heated Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 403 sqft |
| Deck Area | 370 sqft |
| Gazebo | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 N EMERALD DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2022R0032964 LT 2 & N 10FT LT 1 FAIR OAKS SUB & PC 33FT X 60FT PT SE1/4 SW1/4 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 36 |
| Legal Subdivision | FAIR OAKS |
| Legal Block | 376 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 870702 |
Source: McHenry County records, as of August 7, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 N EMERALD DR, MCHENRY, IL 60051-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Warranty Deed, Transfer NOT AVAILABLE, MULTIPLE |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 2022R0032964 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 22, 2022 |
| Property Address | 103 N EMERALD DR, MCHENRY, IL 60051-9348 |
| Document Number | 0000032964 |
| Map Reference | DOC44379 MB4 PG 5 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022R0032964 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 N EMERALD DR, MCHENRY, IL 60051-9348 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 103 N EMERALD DR, MCHENRY, IL 60051-9348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042287 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020R0042287 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 17, 2019 |
| Property Address | 103 N EMERALD DR, MCHENRY, IL 60051-9348 |
| Document Number | 0000035099 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 35099 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6380 HILLFIELD ST NW NORTH CANTON OH 447206464, NORTH CANTON, OH 44720-6464 |
| Document Number | 35100 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 35100 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $197,937 Land $34,645 Building $163,292 | $593,811 Land $103,935 Building $489,876 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures