103 N 3rd St, Clarksdale, MO 64430 Property Records

DeKalb County property record for 103 N 3rd St, Clarksdale, MO 64430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,228 sqft · built 1880
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$157,600 (Aug 2026)
Tax Bill	$239 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`435412702504004001300`

Property Details

APN / Parcel Number

Primary APN	`435412702504004001300`

Interior

Bedrooms	2 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,228 sqft Adjusted Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	200 ft deep x 89 ft wide

Location & Zoning

Street Address	103 N 3RD ST
City	CLARKSDALE
State	MO
Zip	64430-9099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1
Legal Range	33W
Legal Township	58N
Legal Section	25
Legal Subdivision	CITY CLARKSDALE
Legal Block	13
Legal Lot Number	1
Jurisdiction	DEKALB MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3072
Census Tract	80200

Owner

103 N 3rd St is owned by an individual who bought it in August 2026.

Source: DeKalb County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	107 N 3RD ST, CLARKSDALE, MO 64430-9099
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING
Aug 3, 2026	Re-recorded Document, Transfer · Conventional Mortgage PRIME LENDING
Jul 24, 2026	Re-recorded Document, Transfer · Conventional Mortgage PRIME LENDING
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Jul 24, 2026 · Amount on File
Deed Document Number	2026940
Deed Book / Page	233 / 939
Prior Transfer Date	Jul 14, 2026
Prior Transfer Doc	0000000940
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEKALB MO
Recording Date	Jul 24, 2026
Property Address	103 N 3RD ST, CLARKSDALE, MO 64430-9099
Document Number	0000000910
Book / Page	233 / 909
Instrument Date	Jul 15, 2026
Instrument	2026910
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N 3RD ST, CLARKSDALE, MO 64430-9099

Mortgage

Document Number	0000000910,
Date	Jul 24, 2026
Book Page	233/909
Instrument	2026910

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

August 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	DEKALB MO
Recording Date	Aug 3, 2026
Property Address	103 N 3RD ST, CLARKSDALE, MO 64430-9099
Document Number	0000000940
Book / Page	233 / 939
Instrument Date	Jul 14, 2026
Instrument	2026940
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000941,
Date	Aug 3, 2026
Book Page	233/940
Instrument	2026941

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	DEKALB MO
Recording Date	Jul 24, 2026
Property Address	103 N 3RD ST, CLARKSDALE, MO 64430-9099
Document Number	0000000909
Book / Page	233 / 908
Instrument Date	Jul 14, 2026
Instrument	2026909
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000909,
Date	Jul 24, 2026
Book Page	233/909
Instrument	2026909

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

Mortgage

Document Number	0233000910,
Date	Jul 24, 2026
Book Page	233/910

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB MO
Recording Date	Jul 16, 2026
Property Address	103 N 3RD ST, CLARKSDALE, MO 64430-9099
Document Number	0000000870
Book / Page	233 / 869
Instrument Date	Jul 14, 2026
Instrument	2026870
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N 3RD ST, CLARKSDALE, MO 64430-9099

Mortgage

Document Number	0000000871,
Date	Jul 16, 2026
Book Page	233/870
Instrument	2026871

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000000872,
Date	Jul 16, 2026
Book Page	233/871
Instrument	2026872

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 103 N 3rd St was $239.

Source: DeKalb County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	DeKalb County
County Subdivision	Washington Township
Municipality	Clarksdale City
Unified School District	Maysville R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$239.00	$3,550 Land $1,010 Building $2,540	$18,690 Land $5,311 Building $13,379

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2003

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 N 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSDALE PWS serves 245 people · EPA ID MO1010167
Water Source	Purchased groundwater from DEKALB COUNTY PWSD 1
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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