103 Mt Bay Dr, Westminster, SC 29693 Property Records

Oconee County property record for 103 Mt Bay Dr, Westminster, SC 29693

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Nov 2025)
Tax Bill	$107 (2025)
Deeds & Mortgages	Jun 2025 Construction Loan Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`315-03-05-022`

Property Details

APN / Parcel Number

Primary APN	`315-03-05-022`
Alternative APN	`44796`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	44796
Old Parcel Number	315 03 05 022
Street Address	103 MOUNT BAY DR
City	WESTMINSTER
State	SC
Zip	29693-6211
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 115 SEC A FOXWOOD HILLS
Legal Subdivision	FOXWOOD HILLS
Legal Block	5
Legal Lot Number	115
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1103
Census Tract	30901

Owner

Source: Oconee County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Deed of Trust, Mortgage · Construction Mortgage ALTO CAPITAL HOLDINGS LLC
Nov 26, 2025	Deed, Transfer · Conventional Mortgage NEXBANK SSB
Mar 7, 2025	Warranty Deed, Transfer
Nov 12, 2024	Warranty Deed, Transfer
Feb 18, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Mar 7, 2025 · Amount on Record
Deed Document Number	6935
Deed Book / Page	3307 / 64
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015027
Date	Jun 6, 2025
Book Page	4689/122
Instrument	15027

Lender

Name	ALTO CAPITAL HOLDINGS LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33181

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Jan 1, 2027

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 26, 2025
Property Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211
Document Number	0000006935
Book / Page	3307 / 64
Map Reference	MB P-34 PG 109
Instrument Date	Nov 19, 2025
Instrument	6935
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211

Mortgage

Document Number	0004756136
Date	Nov 26, 2025
Instrument	4756/136

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 7, 2025
Property Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211
Document Number	0000010517
Book / Page	3190 / 181
Map Reference	MB P-42 PG 131
Instrument Date	Mar 6, 2025
Instrument	10517
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$296.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6314 TRAIL BLVD, NAPLES, FL 34108-2836
Investor	Possibly a Property Investor

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 12, 2024
Property Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211
Document Number	0000005764
Book / Page	3144 / 98
Map Reference	MB P-34 PG 109
Instrument Date	Nov 7, 2024
Instrument	5764
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E BUTLER RD, MAULDIN, SC 29662-2171
Investor	Possibly a Property Investor

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 18, 2022
Property Address	103 MOUNT BAY DR, WESTMINSTER, SC 29693-6211
Document Number	0000013296
Book / Page	2782 / 266
Map Reference	MB P-34 PG 109
Instrument Date	Feb 17, 2022
Instrument	13296
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$16.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1615 ELIZABETH CHURCH RD, JEFFERSON, GA 30549

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107.00	$336 (+150.75%) Land $336	$8,400 (+15%) Land $8,400
2023		$134 Land $134	$3,360 Land $3,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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