103 Moutier St, Union, MO 63084 Property Records

Franklin County property record for 103 Moutier St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1955
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Last Sale	$58,000 (Feb 2018)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-4-004-253.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-4-004-253.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1955
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Patio Area	60 sqft

Location & Zoning

Street Address	103 MOUTIER ST
City	UNION
State	MO
Zip	63084-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:PT4 REINHARDS ADDN
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SE
Legal Subdivision	REINHARDS
Legal Block	4
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2027
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 565, UNION, MO 63084-0565
Owner Type	Company, Secondary Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE CMNTY BK
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE CMNTY BK
Feb 2, 2018	Warranty Deed, Transfer · Line of Credit HERITAGE CMNTY BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Deed Document Number	1801431
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	103 MOUTIER ST, UNION, MO 63084-1713
Document Number	0000020663
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 CLEARVIEW DR UNION MO 630842047, UNION, MO 63084-2047

Mortgage

Document Number	0000020663
Date	Nov 30, 2020
Instrument	20663

Lender

Name	FIRST STATE CMNTY BK
Address	OWENSVILLE, MO 65066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	103 MOUTIER ST, UNION, MO 63084-1713
Document Number	0000011516
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 CLEARVIEW DR UNION MO 630842047, UNION, MO 63084-2047

Mortgage

Document Number	0000011516
Date	Jul 21, 2020
Instrument	11516

Lender

Name	FIRST STATE CMNTY BK
Address	OWENSVILLE, MO 65066

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 2, 2018
Property Address	103 MOUTIER ST, UNION, MO 63084-1713
Document Number	0000001431
Instrument Date	Jan 31, 2018
Instrument	1431
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 MOUTIER ST UNION MO 630841713, UNION, MO 63084-1713

Mortgage

Document Number	1432
Date	Feb 2, 2018
Instrument	1432

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Feb 1, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (+11.1%)	$19,985 (+12.01%)	$105,180 (+12.01%) Land $14,350 Building $90,830
2023	$1,072.00 (+13.44%)	$17,842	$93,900 Land $14,350 Building $79,550
2022	$945.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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