103 Mountain St, Bainbridge, OH 45612 Property Records

Ross County property record for 103 Mountain St, Bainbridge, OH 45612

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,008 sqft · built 2016
Lot Size	0.246 acres (10,717 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Sep 2024)
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Sep 2024 Sale & Line of Credit Aug 2024 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-11-12-080.000`

Property Details

APN / Parcel Number

Primary APN	`23-11-12-080.000`
Alternative APN	`111208`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	888 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	10,717 sqft (0.246 acres)
Lot Dimensions	6,000 ft deep x 132 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	111208
Street Address	103 MOUNTAIN ST
City	BAINBRIDGE
State	OH
Zip	45612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	103 MOUNTAIN ST RES N 48 .201 AC 11-12-80 0072/0372
Legal Subdivision	BAINBRIDGE
Legal Block	4
Legal Lot Number	48
Jurisdiction	ROSS OH
Township / Civil Division	PAXTON
Census Block Group	4
Census Block	4033
Census Tract	956900

Owner

103 Mountain St is owned by an individual who bought it in September 2024.

Source: Ross County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	213 HICKORY DR, GREENVILLE, OH 45331-2821
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Limited Warranty Deed, Transfer · Line of Credit ADCOM GROUP INC
Aug 22, 2024	Sheriff's Deed, Foreclosure
Oct 8, 2019	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV
Jul 31, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	Aug 22, 2024 · Amount on File
Deed Document Number	20245617
Deed Book / Page	577 / 4506
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	0005342200
Record Updated	Sep 20, 2026

September 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Sep 10, 2024
Property Address	103 S MOUNTAIN ST, BAINBRIDGE, OH 45612-9682
Document Number	0005774506
Book / Page	577 / 4506
Map Reference	MB 1 PG 4
Instrument Date	Sep 5, 2024
Instrument	202400005617
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TITLE FAX, TITLEMAX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 HICKORY DR, GREENVILLE, OH 45331-2821

Mortgage

Document Number	202400005618
Date	Sep 10, 2024
Instrument	202400005618

Lender

Name	ADCOM GROUP INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

August 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROSS OH
Recording Date	Aug 22, 2024
Property Address	103 S MOUNTAIN ST, BAINBRIDGE, OH 45612-9682
Document Number	0005772373
Book / Page	577 / 2373
Map Reference	MB 1 PG 4
Instrument Date	Jul 25, 2024
Instrument	202400005198
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24736, WEST PALM BEACH, FL 33416-4736

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	103 N MOUNTAIN ST, BAINBRIDGE, OH 45612-9040
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005355763
Date	Oct 8, 2019
Book Page	0535/5763
Instrument	201900007182

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	865 Months
Due	Nov 24, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.91%
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	103 N MOUNTAIN ST, BAINBRIDGE, OH 45612-9040
Document Number	0005355777
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 S MOUNTAIN ST BAINBRIDGE OH 456129682, BAINBRIDGE, OH 45612-9682

Mortgage

Document Number	0005355777
Date	Oct 8, 2019
Book Page	000535/005777
Instrument	7183

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	864 Months
Due	Oct 7, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.91%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSS OH
Recording Date	Jul 31, 2019
Property Address	103 N MOUNTAIN ST, BAINBRIDGE, OH 45612-9040
Document Number	0005342200
Book / Page	000534 / 002200
Instrument Date	Jul 31, 2019
Instrument	5155
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	103 S MOUNTAIN ST BAINBRIDGE OH 456129682, BAINBRIDGE, OH 45612-9682

Tax Assessment & Valuation

The 2025 property tax bill for 103 Mountain St was $2,594, down 13.4% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bainbridge Village
County	Ross County
County Subdivision	Paxton Township
Unified School District	Paint Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,594.00 (-13.45%)	$70,350 (-2.6%) Land $13,020 Building $57,330	$201,000 (-2.61%) Land $37,210 Building $163,790
2024	$2,997.00 (+15.18%) Homeowner's exemption Senior Citizen's exemption	$72,230 (-) Land $10,090 Building $62,140	$206,380 Land $28,830 Building $177,550
2023	$2,602.00 (+0.5%) Homeowner's exemption Senior Citizen's exemption	$72,230 (-) Land $10,090 Building $62,140
2022	$2,589.00 Homeowner's exemption Senior Citizen's exemption	$72,230 Land $10,090 Building $62,140	$206,380 Land $28,830 Building $177,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Mountain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Mountain St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE VILLAGE PWS serves 900 people · EPA ID OH7100012
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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