103 Mountain Lake Dr, Covington, VA 24426 Property Records

Alleghany County property record for 103 Mountain Lake Dr, Covington, VA 24426 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1980
Square Footage	1,452 sqft Living Area
Lot Size	4,086 sqft (0.09 acres)
Occupancy	Owner Occupied
Last Sale	$204,000 (2023)
Tax Bill	$1,152.00 (2025)

Owner

Source: Alleghany County records · APN 072A0-01-000-0110

Assessment roll updated June 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 MOUNTAIN LAKE DR, COVINGTON, VA 24426-6801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Jun 29, 2010
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00	$235,200 (+79.68%) Land $40,000 Building $195,200	$235,200 (+79.68%) Land $40,000 Building $195,200
2023		$130,900 Land $25,000 Building $105,900	$130,900 Land $25,000 Building $105,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (51005C), updated February 28, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`072A0-01-000-0110`
Alternative APN	`11183`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,452 sqft Living Area
Gross Area	3,282 sqft Gross Area
1st Floor	672 sqft 1st Floor
Basement Area	672 sqft Basement
Finished Basement	672 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,086 sqft (0.09 acres)
Driveway	Driveway Paver
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Exterior Amenities

Patio Area	336 sqft Patio
Porch Area	210 sqft Porch
Topography	Rolling Topography
Utility Building	84 sqft Utility Building

Utilities and HVAC

Cooling System	None Cooling
Heating System	Baseboard Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	11183
Street Address	103 MOUNTAIN LAKE DR
City	COVINGTON
State	VA
Zip	24426-6801
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 11-SEC 1 MOUNTAIN LAKE SUB-DIV
Legal Lot Number	11
Jurisdiction	ALLEGHANY VA
Minor Civil Division	BOILING SPRINGS
Census Blockgroup	2
Census Block	2020
Census Tract	80202