103 Mountain Ave, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 103 Mountain Ave, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 1928
Lot Size	0.131 acres (5,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Sep 2011)
Tax Bill	$11,980 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-00139-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`18-00139-0000-00009`
Alternative APN	`180013900009`

Interior

Stories	2 Stories
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,702 sqft (0.131 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 MOUNTAIN AVE
City	SOMERVILLE
State	NJ
Zip	08876-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/SOMEVILLE
Legal Block	139
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2005
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage PINNACLE MORTGAGE
Oct 17, 2025	Intrafamily Transfer, Transfer SOUTHEAST TITLE COMPANY, SOUTHERN TITLE INS CORP
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 25, 2018	Loan Modification, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2011 · Amount on Record
Deed Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	201140939
Deed Book / Page	6450 / 1097
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000029019
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Sep 14, 2026
Property Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405
Document Number	0000026244
Book / Page	7703 / 19
Instrument Date	Aug 14, 2026
Instrument	202626244
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405

Mortgage

Document Number	0000026244,
Date	Sep 14, 2026
Book Page	7703/19
Instrument	202626244

Lender

Name	PINNACLE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Oct 17, 2025
Property Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405
Document Number	0000029019
Book / Page	7645 / 252
Instrument Date	Oct 14, 2025
Instrument	2025029019
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	SOUTHEAST TITLE COMPANY, SOUTHERN TITLE INS CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405

Mortgage

Document Number	0000028206
Date	Oct 27, 2023
Book Page	7531/826
Instrument	2023028206

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Jul 1, 2063

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	103 MOUNTAIN AVE, SOMERVILLE, NJ 08876-1405
Document Number	0000037590
Instrument Date	Sep 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MOUNTAIN AVE SOMERVILLE NJ 088761405, SOMERVILLE, NJ 08876-1405

Mortgage

Document Number	0000037590
Date	Oct 3, 2018
Book Page	007075/001362
Instrument	37590

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NJ 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,700 (-) Land $133,100 Building $160,600	$293,700 (-) Land $133,100 Building $160,600
2025	$11,980.00 (+3.2%)	$293,700 (-) Land $133,100 Building $160,600	$293,700 (-) Land $133,100 Building $160,600
2024	$11,609.00 (+5.1%)
2023		$293,700 Land $133,100 Building $160,600	$293,700 Land $133,100 Building $160,600
2022	$11,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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