103 Morgan Ter, Hackettstown, NJ 07840 Property Records

Warren County and Hackettstown Town property record for 103 Morgan Ter, Hackettstown, NJ 07840

Property Summary

Property Type	Single Family Home
Details	1,358 sqft · built 1967
Lot Size	0.315 acres (13,726 sqft)
Owner	Individual Name on File
Tax Bill	$9,023 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00045-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`08-00045-0000-00037`
Alternative APN	`080004500037`

Interior

Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Construction Type	Frame
Lot Area	13,726 sqft (0.315 acres)
Lot Dimensions	183 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	103 MORGAN TER
City	HACKETTSTOWN
State	NJ
Zip	07840-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Subdivision	TOWN/HACKETTSTOWN
Legal Block	45
Legal Lot Number	37
Jurisdiction	WARREN NJ
Township / Civil Division	HACKETTSTOWN
Census Block Group	2
Census Block	2002
Census Tract	31401

Owner

103 Morgan Ter is owned and occupied by an individual.

Source: Warren County and Hackettstown Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	103 MORGAN TER, HACKETTSTOWN, NJ 07840-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit GARDEN SAVINGS FCU
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 4, 2020	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	103 MORGAN TER, HACKETTSTOWN, NJ 07840-1839
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MORGAN TER, HACKETTSTOWN, NJ 07840-1839

Mortgage

Document Number	007459/227
Date	Apr 17, 2023
Book Page	7459/227
Instrument	2023-590774

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	103 MORGAN TER, HACKETTSTOWN, NJ 07840-1839
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7114/102
Date	Jun 2, 2021
Book Page	7114/102
Instrument	2021-553820

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 4, 2020
Property Address	103 MORGAN TER, HACKETTSTOWN, NJ 07840-1839
Document Number	0000525215
Book / Page	003042 / 000285
Instrument Date	Feb 28, 2020
Instrument	525215
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MORGAN TER HACKETTSTOWN NJ 078401839, HACKETTSTOWN, NJ 07840-1839

Mortgage

Document Number	525216
Date	Mar 4, 2020
Book Page	006833/000221
Instrument	525216

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Morgan Ter was $9,023, up 1.7% from the year before.

Source: Warren County and Hackettstown Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Hackettstown Town
Unified School District	Hackettstown Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,500 (-) Land $112,400 Building $147,100	$259,500 (-) Land $112,400 Building $147,100
2025	$9,023.00 (+1.7%)	$259,500 Land $112,400 Building $147,100	$259,500 Land $112,400 Building $147,100
2024	$8,872.00
2023		$259,500 Land $112,400 Building $147,100	$259,500 Land $112,400 Building $147,100
2022	$8,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Morgan Ter in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Morgan Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HACKETTSTOWN MUA serves 22,000 people · EPA ID NJ2108001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Optimum.

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