103 Monument St, Groton, CT 06340 Property Records

Groton Town property record for 103 Monument St, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,942 sqft · built 1856
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2021)
Tax Bill	$6,405 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`GROT M:168918327354`

Property Details

APN / Parcel Number

Primary APN	`GROT M:168918327354`
Alternative APNs	`168918327354` `13211000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	168918327354
Street Address	103 MONUMENT ST
City	GROTON
State	CT
Zip	06340-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R52
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1003
Census Tract	702400

Owner

103 Monument St is owned and occupied by an individual who bought it in May 2021.

Source: Groton Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	103 MONUMENT ST, GROTON, CT 06340-3618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Sep 13, 2017	Warranty Deed, Transfer · Conventional with PMI NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Sep 13, 2017 · Amount on File
Deed Document Number	20215069440003
Deed Book / Page	1692 / 609
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	May 24, 2021
Property Address	103 MONUMENT ST, GROTON, CT 06340-3618
Document Number	001692-609
Book / Page	1692 / 609
Instrument Date	May 21, 2021
Instrument	5069440003
Transaction Type	Transfer
Record Updated	Oct 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MONUMENT ST, GROTON, CT 06340-3618

Mortgage

Document Number	5069450015
Date	May 24, 2021
Instrument	5069450015

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GROTON CT
Recording Date	Sep 13, 2017
Property Address	103 MONUMENT ST, GROTON, CT 06340-3618
Document Number	1189-723
Book / Page	001189 / 000723
Instrument Date	Sep 8, 2017
Instrument	484382
Transaction Type	Transfer
Record Updated	Oct 3, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 MONUMENT ST GROTON CT 063403618, GROTON, CT 06340-3618

Mortgage

Document Number	1189-726
Date	Sep 13, 2017
Book Page	001189/000726
Instrument	484383

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 Monument St was $6,405.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,405.00	$221,550 Land $107,037 Building $114,513	$155,085 Land $74,926 Building $80,159
2024	$6,405.00 (+12.05%)
2023	$5,716.00 (+3.4%)	$221,550 (-) Land $57,960 Building $163,590
2022	$5,528.00	$221,550 Land $57,960 Building $163,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Monument St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Monument St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monument St

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