Henderson County property record for 103 Montgomery Dr, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 3,328 sqft · built 1923 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,793 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9585233602 |
| Primary APN | 9585233602 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,328 sqft Heated Area |
| 1st Floor Area | 1,664 sqft |
| Upper Floors Area | 1,664 sqft |
| Basement Area | 798 sqft |
| Unfinished Basement | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 119,790 sqft (2.75 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 1,124 sqft |
| Deck Area | 160 sqft |
| Patio Area | 540 sqft |
| Canopy | 31 sqft |
| Boat Access | Boat Access |
| Boat House | 621 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 601119 |
|---|---|
| Street Address | 103 MONTGOMERY DR |
| City | SALUDA |
| State | NC |
| Zip | 28773-7787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 601119~WR |
| Legal Description | SR1852 ON S LAKE SUMMIT PL2001-3902 |
| Legal Subdivision | LAKE SUMMIT |
| Legal Block | 23 |
| Legal Lot Number | 3602 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 932000 |
103 Montgomery Dr, a single family home, is owned by a company.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 103 MONTGOMERY DR, SALUDA, NC 28773-7787 |
| Owner Type | Company |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 103 Montgomery Dr was $4,793.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $902,800 Land $540,000 Building $362,800 | ||
| 2025 | $4,793.00 | ||
| 2023 | $902,800 Land $540,000 Building $362,800 | $902,800 Land $540,000 Building $362,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Montgomery Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Montgomery Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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