York County property record for 103 Montague Cir, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,058 sqft · built 1983 |
| Lot Size | 0.536 acres (23,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Dec 2009) |
| Tax Bill | $4,513 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | G15B-4397-4846 |
| Primary APN | G15B-4397-4846 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,058 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 23,348 sqft (0.536 acres) |
| Garage Type | Attached |
| Garage Area | 831 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 902 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 10001135 |
|---|---|
| Street Address | 103 MONTAGUE CIR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL RESI |
| Legal Description | QUEENS LAKE SEC EM PT 2 LOT 1 |
| Legal Subdivision | QUEENS LAKE |
| Legal Lot Number | 1 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 51100 |
103 Montague Cir is owned and occupied by an individual who bought it in December 2009.
Source: York County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 MONTAGUE CIR, WILLIAMSBURG, VA 23185-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2009 · Amount on File |
| Deed Sale | Dec 7, 2009 · Amount on File |
| Deed Book / Page | 900 / 27983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 103 MONTAGUE CIR, WILLIAMSBURG, VA 23185-5009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023160 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 200023160 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2025 property tax bill for 103 Montague Cir was $4,513.
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $578,600 Land $145,100 Building $433,500 | ||
| 2025 | $4,513.00 | $578,600 Land $145,100 Building $433,500 | |
| 2023 | $3,610.00 | $468,900 Land $128,900 Building $340,000 | $468,900 Land $128,900 Building $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Montague Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Montague Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUEENS LAKE SYSTEM private · serves 1,375 people · EPA ID VA3199700 |
|---|---|
| Water Source | Purchased surface water from CITY OF NEWPORT NEWS |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
5G and 4G LTE (outdoors only)
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