103 Mockingbird Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 103 Mockingbird Ln, Beech Mountain, NC 28604 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1976
Square Footage2,560 sqft Living Area
Lot Size24,829 sqft (0.57 acres)
Garage560 sqft
Last Sale$670,000 (2020)
Tax Bill$3,171.00 (2025)

Property Details

APN / Parcel Number

Primary APN1940-84-9121-000
Alternative APN
  • 1817146

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,560 sqft Living Area
1st Floor1,000 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialWood Shingle Roof
Lot Area24,829 sqft (0.57 acres)
Garage Area560 sqft Garage
Patio Area498 sqft Patio
Porch1 Porch
Porch Area76 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Account Number1817146
Street Address103 MOCKINGBIRD LN
CityBEECH MOUNTAIN
StateNC
Zip28604-8134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE CLIFFS 003
Legal SubdivisionTHE CLIFFS
JurisdictionWATAUGA NC
Minor Civil DivisionLAUREL CREEK
Census Blockgroup1
Census Block1043
Census Tract921000

Owner

Source: Watauga County records · APN 1940-84-9121-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14808 CAMARGO PL, LAKEWOOD RANCH, FL 34202-5672
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Warranty Deed, Transfer · Conventional Mortgage
AMERICAN AIRLINES FEDERAL CREDIT UNION
Oct 28, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Dec 04, 2018Warranty Deed, Transfer
RCB TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2020 · Amount on Record
Deed SaleOct 28, 2020 · Amount on Record
Prior SaleDec 04, 2018 · Amount on Record
Deed Doc Number2020697396
Deed Book / Page2136 / 797
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 17, 2026
Property Address103 MOCKINGBIRD LN, BEECH MOUNTAIN, NC 28604-8134
Document Number0000761565
Book / Page2494 / 388
Instrument DateJul 13, 2026
Instrument2026761565
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19402 LAUREL GLEN AVE, CORNELIUS, NC 28031-6505

Mortgage

Document Number0000761566,
DateJul 17, 2026
Instrument2026761566
Lender
NameAMERICAN AIRLINES FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate TypeAdjustable Rate
Rate5.63%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 28, 2020
Property Address103 MOCKINGBIRD LN, BANNER ELK, NC 28604
Document Number0021360797
Book / Page2136 / 797
Map ReferenceMB 5 PG 61
Instrument DateOct 01, 2020
Instrument697396
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,340.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16304 MOLISE PL, 16304, BONITA SPRINGS, FL 34135-8074

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 LADY SLIPPER ISLAND DR, BLUFFTON, SC 29910-8837

Mortgage

Document Number697397
DateOct 28, 2020
Instrument697397
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 04, 2018
Property Address103 MOCKINGBIRD LN, BANNER ELK, NC 28604
Document Number0020040747
Book / Page002004 / 000747
Instrument DateNov 26, 2018
Instrument674636
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyRCB TITLE

Transaction

AmountAmount Recorded
Tax$360.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16463 BONITA LANDING CIR BONITA SPRINGS FL 341358909, BONITA SPRINGS, FL 34135-8909

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,171.00$796,600 (-) Land $80,500 Building $716,100
2024$796,600 Land $80,500 Building $716,100
2023$796,600 Land $80,500 Building $716,100

Flood & Wildfire

103 Mockingbird Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Watauga County (37189C), updated May 17, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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