103 Mills Ct, Buffalo, MN 55313 Property Records

Wright County property record for 103 Mills Ct, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,159 sqft · built 2001
Lot Size	0.468 acres (20,394 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2020)
Tax Bill	$4,094 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-172-002050`

Property Details

APN / Parcel Number

Primary APN	`103-172-002050`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Basement Area	918 sqft
Finished Basement	918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	20,394 sqft (0.468 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 MILLS CT
City	BUFFALO
State	MN
Zip	55313-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-120 RANGE-025 MILLS WOODS 2ND ADDN LOT-005 BLOCK-002 -002
Legal Range	025
Legal Township	120
Legal Section	19
Legal Subdivision	MILLS WOODS 2ND ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1002
Census Tract	100701

Owner

103 Mills Ct is owned and occupied by two individuals who bought it in June 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 MILLS CT, BUFFALO, MN 55313-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit BLAZE CREDIT UNION
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	May 25, 2001 · Amount on File
Deed Document Number	20201429885
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	103 MILLS CT, BUFFALO, MN 55313-2013
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1542247
Date	Nov 13, 2023
Instrument	A1542247

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	103 MILLS CT, BUFFALO, MN 55313-2013
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	ANCONA TITLE, ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001488748
Date	Oct 29, 2021
Instrument	1488748

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 17, 2020
Property Address	103 MILLS CT, BUFFALO, MN 55313-2013
Document Number	0001429885
Instrument Date	May 29, 2020
Instrument	1429885
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ANCONA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 MILLS CT, BUFFALO, MN 55313-2013

Mortgage

Document Number	0001429886
Date	Jun 17, 2020
Instrument	1429886

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 103 Mills Ct was $4,094, up 2.4% from the year before.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,094.00 (+2.43%)	$348,400 (+1.99%) Land $75,000 Building $273,400	$348,400 (+1.99%) Land $75,000 Building $273,400
2025	$3,997.00	$341,600 Land $75,000 Building $266,600	$341,600 Land $75,000 Building $266,600
2023		$334,600 Land $70,000 Building $264,600	$334,600 Land $70,000 Building $264,600
2022	$3,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Mills Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Mills Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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