Albany County and Guilderland Town property record for 103 Millard Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1983 |
| Lot Size | 0.918 acres (40,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,275 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.00-1-27.3 |
| Primary APN | 013089 28.00-1-27.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,000 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,638 sqft |
| Parking Spaces | 6 Parking Spaces |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02800000010270030000 |
|---|---|
| Street Address | 103 MILLARD LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LOT 2 5978 CURRY RD |
| Legal Block | 1 |
| Legal Lot Number | 27.003 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
103 Millard Ln is owned and occupied by an individual who acquired it in December 2024.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit PIONEER BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Mar 11, 2026 | Intrafamily Transfer, Transfer |
| Nov 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2017 |
| Deed Sale | Nov 24, 2017 |
| Deed Document Number | 201728301 |
| Last Transfer Date | Dec 28, 2024 |
| Transfer Doc | 0000000888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 3, 2026 |
| Property Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Document Number | 0000014363 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202614363 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|---|
| Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014363, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202614363 |
| Name | PIONEER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 20, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000006250 |
|---|---|
| Date | May 28, 2021 |
| Instrument | R2021-16250 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 11, 2026 |
| Property Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Document Number | 0000000888 |
| Instrument Date | Dec 28, 2024 |
| Instrument | R2026-4888 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 24, 2017 |
| Property Address | 103 MILLARD LN, SCHENECTADY, NY 12303-2821 |
| Document Number | 0000028302 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 28302 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MILLARD LN SCHENECTADY NY 123032821, SCHENECTADY, NY 12303-2821 |
The 2026 property tax bill for 103 Millard Ln was $6,275, up % from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,275.00 (+0.02%) | ||
| 2025 | $6,274.00 | $261,000 Land $52,000 Building $209,000 | $348,000 Land $69,333 Building $278,667 |
| 2023 | $261,000 (-) Land $52,000 Building $209,000 | $307,059 (+7.06%) Land $61,177 Building $245,882 | |
| 2022 | $261,000 Land $52,000 Building $209,000 | $286,813 Land $57,143 Building $229,670 | |
| 2021 | $6,294.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Millard Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Millard Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures