103 Mill Pond Cv, Crestview, FL 32539 Property Records

Okaloosa County property record for 103 Mill Pond Cv, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 1993
Lot Size	0.36 acres (15,663 sqft)
Owner	Individual Name on Record
Last Sale	$244,500 (Aug 2026)
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-0494-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-0494-0`
Alternative APNs	`28-3N-23-017D-0000-0570` `23N328017D00000570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	778 sqft
Upper Floors Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,663 sqft (0.36 acres)
Garage Type	Attached
Garage Area	532 sqft
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 MILL POND CV
City	CRESTVIEW
State	FL
Zip	32539-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAVER CREEK PH III-B LOT 57
Legal Range	23W
Legal Township	03N
Legal Section	28
Legal Subdivision	BEAVER CREEK
Legal Phase	3
Legal Lot Number	57
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2026
Census Tract	20702

Owner

Source: Okaloosa County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 MILL POND CV, CRESTVIEW, FL 32539-6351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	20263836012
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 28, 2026
Property Address	103 MILL POND CV, CRESTVIEW, FL 32539-6351
Document Number	0003836012
Instrument Date	Aug 27, 2026
Instrument	20263836012
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172,861.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MILL POND CV, CRESTVIEW, FL 32539-6351

Mortgage

Document Number	0003836013,
Date	Aug 28, 2026
Instrument	20263836013

Lender

Name	UNIVERSITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (+3.32%)	$202,262 (-4.7%) Land $44,726 Building $157,536	$202,262 (-4.7%) Land $44,726 Building $157,536
2023	$3,107.00 (+9.25%)	$212,240 (+10.05%) Land $38,000 Building $174,240	$212,240 (+10.05%) Land $38,000 Building $174,240
2022	$2,844.00	$192,851 Land $28,719 Building $164,132	$192,851 Land $28,719 Building $164,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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