Sagadahoc County and Bath City property record for 103 Middle St, Bath, ME 04530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,759 sqft · built 1943 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,641 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-046-000 |
| Primary APN | 39-046-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 3,108 sqft |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,014 sqft |
| Unfinished Basement | 1,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Detached |
| Loading Dock | Loading Dock |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 39-046-000 |
|---|---|
| Street Address | 103 MIDDLE ST |
| City | BATH |
| State | ME |
| Zip | 04530-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 46 |
| Jurisdiction | BATH ME |
| Township / Civil Division | BATH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 970600 |
Source: Sagadahoc County and Bath City records · APN 39-046-000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 MIDDLE ST, BATH, ME 04530-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Jul 16, 2020 | Deed of Trust, Mortgage KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BATH ME |
| Property Address | 103 MIDDLE ST, BATH, ME 04530-1625 |
| Document Number | 0000006096 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 MIDDLE ST BATH ME 045301625, BATH, ME 04530-1625 |
| Document Number | 0000006096 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 6096 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BATH ME |
| Property Address | 103 MIDDLE ST, BATH, ME 04530-1625 |
| Document Number | 0000005531 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 MIDDLE ST BATH ME 045301625, BATH, ME 04530-1625 |
| Document Number | 0000005531 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 5531 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 09, 2035 |
Source: Sagadahoc County and Bath City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| Municipality | Bath City |
| Unified School District | Regional School Unit 01 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,641.00 (+26.69%) | $412,500 (+32.98%) Land $106,600 Building $305,900 |
| 2023 | $5,242.00 (+4.38%) | $310,200 (+26%) Land $88,900 Building $221,300 |
| 2022 | $5,022.00 | $246,200 Land $70,000 Building $176,200 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BATH WATER DISTRICT serves 9,205 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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