103 Middle Point Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 103 Middle Point Ct, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	3 ba · 1,533 sqft · built 1979
Lot Size	0.07 acres (3,060 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Jan 2018)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01867308`

Property Details

APN / Parcel Number

Primary APN	`09-01867308`
Alternative APN	`01867308`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,533 sqft Living Area
1st Floor Area	777 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,060 sqft (0.07 acres)
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01867308
Street Address	103 MIDDLE POINT CT
City	GAITHERSBURG
State	MD
Zip	20877-1837
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	FOXWOOD
Legal Subdivision	FOXWOOD
Legal Block	2
Legal Lot Number	42
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2002
Census Tract	700732

Owner

103 Middle Point Ct, a townhouse, is owned and occupied by two individuals who bought it in January 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on File
Deed Sale	Jan 26, 2018 · Amount on File
Prior Sale	Apr 22, 2009 · Amount on File
Deed Book / Page	55543 / 172
Record Updated	Sep 20, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 26, 2018
Property Address	103 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1837
Document Number	0555430172
Book / Page	55543 / 172
Map Reference	MB106 PL12255
Instrument Date	Dec 22, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ITLE TOWN SETTLEMENT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1837

Mortgage

Document Number	0055543180
Date	Jan 26, 2018
Instrument	55543/180

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 Middle Point Ct was $3,714.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,100 (+5.48%) Land $120,000 Building $208,100	$328,100 (-) Land $120,000 Building $208,100
2025	$3,714.00	$311,067	$328,100 Land $120,000 Building $208,100
2023		$277,000 (+2.01%) Land $120,000 Building $157,000	$277,000 (-) Land $120,000 Building $157,000
2022	$3,032.00 Homeowner's exemption	$271,533	$277,000 Land $120,000 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Middle Point Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Middle Point Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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