Oconee County property record for 103 Michelle Ln, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,362 sqft · built 2009 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,900 (Sep 2021) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-00-07-006 |
| Primary APN | 279-00-07-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,362 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 37334 |
|---|---|
| Old Parcel Number | 279 00 07 006 |
| Street Address | 103 MICHELLE LN |
| City | SENECA |
| State | SC |
| Zip | 29678-5010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 (1.17 AC) |
| Legal Lot Number | 25 1996 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | OAKWAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 30904 |
Source: Oconee County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 MICHELLE LN, SENECA, SC 29678-5010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| Dec 4, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on Record |
| Deed Sale | Sep 2, 2021 · Amount on Record |
| Deed Document Number | 0000003757 |
| Deed Book / Page | 2726 / 26 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 2, 2021 |
| Property Address | 103 MICHELLE LN, SENECA, SC 29678-5010 |
| Document Number | 0000003757 |
| Book / Page | 2726 / 26 |
| Map Reference | MB P-61 PG 55 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 3757 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,346.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MICHELLE LN, SENECA, SC 29678-5010 |
| Document Number | 0000003758 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 4209/293 |
| Instrument | 3758 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 103 MICHELLE LN, SENECA, SC 29678-5010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006985 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 06985 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,507.00 | $14,374 (-) Land $468 Building $13,906 | $359,360 (-) Land $11,700 Building $347,660 |
| 2023 | $14,374 Land $468 Building $13,906 | $359,360 Land $11,700 Building $347,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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