Lincoln County property record for 103 Michelle Ln, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $93,800 (Jan 2021) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2024 Transfer + 1 more |
| APN | R5616721 |
| Primary APN | R5616721 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Family Room | Family Room |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000050166 |
|---|---|
| Street Address | 103 MICHELLE LN |
| City | LIBBY |
| State | MT |
| Zip | 59923-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEK VIEW ESTATES, S04, T30 N, R31 W, BLOCK 001, LOT 002, ACRES 0.24, PM 6651 INCL PARK |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 04 |
| Legal Subdivision | CREEK VIEW ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 200 |
Source: Lincoln County records, as of September 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 MICHELLE LN, LIBBY, MT 59923-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit LINCOLN COUNTY CU |
| Oct 17, 2024 | Intrafamily Transfer, Transfer |
| Jan 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage LINCOLN COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2011 · Amount on Record |
| Deed Document Number | 2021290683 |
| Deed Book / Page | 387 / 353 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 000407/680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 103 MICHELLE LN, LIBBY, MT 59923-3024 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, FLYING S T&E LIBBY |
| Name | Verified Name |
|---|
| Document Number | 000411/592 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 411/592 |
| Instrument | 317170 |
| Name | LINCOLN COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | LIBBY, MT 59923 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Oct 17, 2024 |
| Property Address | 103 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Number | 000407/680 |
| Book / Page | 407 / 680 |
| Instrument Date | Oct 15, 2024 |
| Instrument | 312667 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jan 22, 2021 |
| Property Address | 103 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Number | 000387/353 |
| Book / Page | 387 / 353 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 290683 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITTE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MICHELLE LN, LIBBY, MT 59923-3024 |
| Document Number | 0000290684 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 290684 |
| Name | LINCOLN COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 22, 2031 |
Source: Lincoln County assessment roll, as of September 19, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,400.00 (-40.58%) | $375,000 (+31.9%) | $375,000 (+31.9%) Land $54,999 Building $320,001 |
| 2023 | $2,356.00 | $284,300 | $284,300 Land $41,682 Building $242,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
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