Jefferson County property record for 103 Michelle Dr, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,224 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,572 (2026) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-3-0274.0000 |
| Primary APN | 08-3-0274.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 2,364 sqft |
| Basement Area | 1,004 sqft |
| Finished Basement | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 118 ft deep x 57.6 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 MICHELLE DR |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-1798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 129 LT 13 ASHLEY BRIN HGTS |
| Legal Block | 129 |
| Legal Lot Number | 13 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 972401 |
103 Michelle Dr is owned and occupied by an individual.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 MICHELLE DR, RANSON, WV 25438-1798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 103 MICHELLE DR, RANSON, WV 25438-1798 |
| Document Number | 0000017787 |
| Book / Page | 002161 / 000444 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 103 MICHELLE DR RANSON WV 254381798, RANSON, WV 25438-1798 |
| Document Number | 0000017787 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 002161/000444 |
| Instrument | 17787 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 26, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
The 2026 property tax bill for 103 Michelle Dr was $2,572, down 2.7% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,572.00 (-2.72%) | $187,200 (-0.9%) Land $43,700 Building $143,500 | $312,000 (-0.92%) Land $72,833 Building $239,167 |
| 2025 | $2,644.00 | $188,900 Land $43,700 Building $145,200 | $314,900 Land $72,900 Building $242,000 |
| 2023 | $2,342.00 | $165,200 Land $31,800 Building $133,400 | $275,400 Land $53,000 Building $222,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Michelle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Michelle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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