New Hanover County property record for 103 Michael Dr, Castle Hayne, NC 28429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,526 sqft · built 1972 |
| Lot Size | 0.435 acres (18,949 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Oct 1997) |
| Tax Bill | $1,530 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R01805-002-002-000 |
| Primary APN | R01805-002-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Basement Area | 1,526 sqft |
| Finished Basement | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 18,949 sqft (0.435 acres) |
| Terrain | Low |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 103 MICHAEL DR |
|---|---|
| City | CASTLE HAYNE |
| State | NC |
| Zip | 28429-5736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20,RESID |
| Legal Description | 8 SEC 1 CASTLE ESTATES |
| Legal Subdivision | CASTLE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | CAPE FEAR |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 11504 |
Source: New Hanover County records · APN R01805-002-002-000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 MICHAEL DR, CASTLE HAYNE, NC 28429-5736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 29, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 1997 · Amount on Record |
| Deed Sale | Oct 13, 1997 · Amount on Record |
| Prior Sale | Jan 04, 1994 |
| Deed Book / Page | 2253 / 253 |
| Last Transfer Date | Oct 31, 2007 |
| Transfer Doc | 00524802304 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 103 MICHAEL DR, CASTLE HAYNE, NC 28429-5736 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00663601896 |
|---|---|
| Date | May 01, 2023 |
| Book Page | 6636/1896 |
| Instrument | 2023010394 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 103 MICHAEL DR, CASTLE HAYNE, NC 28429-5736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00649802412 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 6498/2412 |
| Instrument | 2021048147 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 103 MICHAEL DR, CASTLE HAYNE, NC 28429-5736 |
| Document Number | 0062392878 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 103 MICHAEL DR CASTLE HAYNE NC 284295736, CASTLE HAYNE, NC 28429-5736 |
| Document Number | 0062392878 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 006239/002878 |
| Instrument | 26442 |
| Name | STATE EMPS CU |
|---|---|
| Address | WILMINGTON, NC 28405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 103 MICHAEL DR, CASTLE HAYNE, NC 28429-5736 |
| Document Number | 0062281921 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 103 MICHAEL DR CASTLE HAYNE NC 284295736, CASTLE HAYNE, NC 28429-5736 |
| Document Number | 0062281921 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | 006228/001921 |
| Instrument | 20771 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,530.00 (+31.33%) | $384,900 (+84.25%) Land $131,000 Building $253,900 | $384,900 (+84.25%) Land $131,000 Building $253,900 |
| 2024 | $1,165.00 (+0.52%) | ||
| 2023 | $1,159.00 (-0.86%) | $208,900 Land $75,700 Building $133,200 | $208,900 Land $75,700 Building $133,200 |
| 2022 | $1,169.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 6 (1999–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 101 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SIMMONS HEIGHTS APARTMENTS private · serves 35 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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