103 Merion Ter, Moraga, CA 94556 Property Records

Contra Costa County property record for 103 Merion Ter, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,486 sqft · built 1988
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Company Names on Record
Last Sale	$1,135,000 (Apr 2019)
Tax Bill	$16,422 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-550-020-8`

Property Details

APN / Parcel Number

Primary APN	`257-550-020-8`
Alternative APN	`257-550-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,486 sqft Living Area
1st Floor Area	1,835 sqft
2nd Floor Area	651 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Architectural Style	Cluster
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	103 MERION TER
City	MORAGA
State	CA
Zip	94556-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	T05120 L0223 B EX MR
Legal Subdivision	SUBDIVISION 5120
Legal Tract	05120
Legal Lot Number	223
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1019
Census Tract	352202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	103 MERION TER, MORAGA, CA 94556-1022
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Apr 1, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	201943955
Last Transfer Date	May 11, 2022
Transfer Doc	0000093735
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	103 MERION TER, MORAGA, CA 94556-1022
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MERION TER, MORAGA, CA 94556-1022

Mortgage

Document Number	0000101786
Date	Oct 17, 2023
Instrument	2023-101786

Lender

Name	BANNER BANK
Type	Bank
Address	BELLEVUE, WA 98005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	103 MERION TER, MORAGA, CA 94556-1022
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113560
Date	Jul 23, 2019
Instrument	2019-113560

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2019
Property Address	103 MERION TER, MORAGA, CA 94556-1022
Document Number	0000043955
Instrument Date	Mar 14, 2019
Instrument	43955
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,248.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	103 MERION TER MORAGA CA 945561022, MORAGA, CA 94556-1022

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,343,451 (+2%) Land $608,736 Building $734,715
2025	$16,422.00 (+9.55%)	$1,317,109 (+8.23%) Land $596,800 Building $720,309
2023	$14,991.00 (+1.59%)	$1,216,947 Land $573,627 Building $643,320
2022	$14,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1982–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired, Verizon.

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