103 Memory Ln, Harvest, AL 35749 Property Records

Madison County property record for 103 Memory Ln, Harvest, AL 35749

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,388 sqft · built 1992
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$290,500 (May 2025)
Tax Bill	$1,038 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-04-18-1-000-047.000`

Property Details

APN / Parcel Number

Primary APN	`15-04-18-1-000-047.000`
Alternative APNs	`276394` `624102`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,388 sqft Living Area
1st Floor Area	2,388 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	624102
Street Address	103 MEMORY LN
City	HARVEST
State	AL
Zip	35749-9083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 T3S R2W COM SE COR SEC 18 TH W 1381.9 FT TH N 3616.03 FT TH E 247.8 FT TH N 643.64 FT TH E 218 FT TO W MAR MEMORY LN T
Legal Range	02W
Legal Township	03S
Legal Section	18
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1011
Census Tract	10629

Owner

Source: Madison County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 MEMORY LN, HARVEST, AL 35749-9083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 9, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Dec 22, 2006
Deed Book / Page	2025 / 17207
Prior Transfer Date	Apr 30, 2025
Prior Transfer Doc	0000017207
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	103 MEMORY LN, HARVEST, AL 35749-9083
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MEMORY LN, HARVEST, AL 35749-9083

Mortgage

Document Number	0000200889
Date	Oct 23, 2025
Book Page	2025/200889

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Sep 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	103 MEMORY LN, HARVEST, AL 35749-9083
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079432
Date	May 19, 2023
Book Page	MTG 2023/79432

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON AL
Recording Date	Feb 9, 2024
Property Address	103 MEMORY LN, HARVEST, AL 35749-9083
Document Number	0000003890
Book / Page	DEED 2024 / 3890
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 MEMORY LN, HARVEST, AL 35749-9083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 MEMORY LN, HARVEST, AL 35749-9083

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	103 MEMORY LN, HARVEST, AL 35749-9083
Document Number	0000611565
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MEMORY LN HARVEST AL 357499083, HARVEST, AL 35749-9083

Mortgage

Document Number	0000611565
Date	Nov 27, 2017
Instrument	611565

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2042

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,038.00 (+7.23%) Homeowner's exemption	$30,000 (+6.84%) Land $2,760 Building $27,240	$299,700 (+6.77%) Land $27,500 Building $272,200
2023	$968.00 (+16.91%) Homeowner's exemption	$28,080 (+16.23%) Land $2,760 Building $25,320	$280,700 (+16.23%) Land $27,500 Building $253,200
2022	$828.00 Homeowner's exemption	$24,160 Land $1,760 Building $22,400	$241,500 Land $17,600 Building $223,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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