103 Melody Ln, Winchester, TN 37398 Property Records

Franklin County property record for 103 Melody Ln, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,125 sqft · built 1983
Lot Size	0.664 acres (28,951 sqft)
Owner	Owner Name on File
Last Sale	$47,000 (Jan 1991)
Tax Bill	$949 (2022)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026076A B 02300`

Property Details

APN / Parcel Number

Primary APN	`026076A B 02300`
Alternative APN	`076A B 02300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,951 sqft (0.664 acres)
Lot Dimensions	221 ft deep x 131 ft wide
Garage Type	Finished
Garage Area	325 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Patio Area	100 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 MELODY LN
City	WINCHESTER
State	TN
Zip	37398-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: L65
Legal Subdivision	ROGERS HAVEN
Legal Lot Number	60
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	960500

Owner

The current owner of 103 Melody Ln bought it in January 1991.

Source: Franklin County records, as of January 26, 2026

Owner of Record	Owner Name on File
Mailing Address	103 MELODY LN, WINCHESTER, TN 37398-1917
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 1991 · Amount on File
Deed Sale	Jan 28, 1991 · Amount on File
Deed Document Number	0000239147
Deed Book / Page	239 / 147
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	103 MELODY LN, WINCHESTER, TN 37398-1917
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MELODY LN, WINCHESTER, TN 37398-1917

Mortgage

Document Number	0021010987
Date	Dec 20, 2021
Book Page	T1423/313
Instrument	21010987

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DECHERD, TN 37324

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,650 Land $4,700 Building $32,950
2023		$37,650 Land $4,700 Building $32,950
2022	$949.00		$150,600 Land $18,800 Building $131,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Melody Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Melody Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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