103 Mediterranean Ave, Reading, PA 19608 Property Records

Berks County property record for 103 Mediterranean Ave, Reading, PA 19608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,022 sqft · built 1995
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$546,777 (Oct 2025)
Tax Bill$3,052 (2026)
Deeds & MortgagesJun 2026 Mortgage
Oct 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN4377-04-61-4016

Property Details

APN / Parcel Number

Primary APN4377-04-61-4016
Alternative APNs
  • 49-4377-04-61-4016
  • 49000284
  • 000284

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,022 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
View / LotNeighborhood
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number49000284
Street Address103 MEDITERRANEAN AVE
CityREADING
StatePA
Zip19608-9342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGREEN VLY ESTATES PH 04
Legal Block61
Legal Lot Number171
JurisdictionBERKS PA
Township / Civil DivisionLOWER HEIDELBERG
Census Block Group1
Census Block1025
Census Tract10602

Owner

103 Mediterranean Ave is owned and occupied by an individual who bought it in October 2025.

Source: Berks County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address103 MEDITERRANEAN AVE, READING, PA 19608-9342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Oct 1, 2025Special Warranty Deed, Transfer
TERRA SETTLEMENT SERVICES
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE AMERICA INC
Jul 1, 2019Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2025 · Amount on File
Deed SaleOct 1, 2025 · Amount on File
Prior SaleJul 1, 2019 · Amount on File
Deed Document Number202530209
Prior Transfer DateAug 18, 2005
Prior Transfer Doc0000060672
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Recording DateJun 26, 2026
Property Address103 MEDITERRANEAN AVE, READING, PA 19608-9342
Document Number0000020371
Instrument DateJun 16, 2026
Instrument202620371
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyIDEAL TITLE LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MEDITERRANEAN AVE, READING, PA 19608-9342

Mortgage

Document Number0000020371,
DateJun 26, 2026
Instrument202620371
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBERKS PA
Recording DateOct 1, 2025
Property Address103 MEDITERRANEAN AVE, READING, PA 19608-9342
Document Number0000030209
Map ReferenceVOL 199 PG 1
Instrument DateSep 26, 2025
Instrument2025030209
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyTERRA SETTLEMENT SERVICES

Transaction

AmountAmount on Record
Tax$5,467.77
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MEDITERRANEAN AVE, READING, PA 19608-9342

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address103 MEDITERRANEAN AVE, READING, PA 19608-9342
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032865
DateSep 16, 2020
Instrument2020032865
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
AddressWHITEHALL, PA 18052
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2040

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 1, 2019
Property Address103 MEDITERRANEAN AVE, READING, PA 19608-9342
Document Number0000021085
Map ReferenceVOL 199 PG 1
Instrument DateJun 24, 2019
Instrument2019021085
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyREGAL ABSTRACT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 MEDITERRANEAN AVE, READING, PA 19608-9342

Mortgage

Document Number0000021086
DateJul 1, 2019
Instrument2019021086
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 103 Mediterranean Ave was $3,052, down 7.5% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionLower Heidelberg Township
Unified School DistrictWilson School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,052.00 (-7.49%)$191,100 (-8.7%) Land $25,600 Building $165,500$25,600 Land $25,600
2025$3,299.00 (-7.72%)$209,300 (-11.65%) Land $25,600 Building $183,700
2024$3,575.00$236,900 Land $25,600 Building $211,300
1994$209,300 Land $25,600 Building $183,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Mediterranean Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Mediterranean Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW PENN DISTRICT
private · serves 28,508 people · EPA ID PA3060069
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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