103 McLeod Rd, Frostproof, FL 33843 Property Records

Polk County property record for 103 McLeod Rd, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1973
Lot Size	0.379 acres (16,514 sqft)
Owner	2 Individual Names on File
Tax Bill	$719 (2025)
Deeds & Mortgages	Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-31-29-965400-003141`

Property Details

APN / Parcel Number

Primary APN	`28-31-29-965400-003141`
Alternative APNs	`293128965400003141` `93128000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,864 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	16,514 sqft (0.379 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	336 sqft
Porch	Unfinished Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 MCLEOD RD
City	FROSTPROOF
State	FL
Zip	33843-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLONIAL HEIGHTS PB 21 PG 21 BLK 3 LOTS 14 LESS S 20 FT & 15
Legal Range	28E
Legal Township	31S
Legal Section	29
Legal Subdivision	COLONIAL HEIGHTS
Legal Tract	965400
Legal Block	3
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	1
Census Block	1006
Census Tract	15701

Owner

103 McLeod Rd is owned and occupied by two individuals who acquired it in January 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 MCLEOD RD, FROSTPROOF, FL 33843-9455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 7, 2021
Transfer Doc	0000005907
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jan 7, 2022
Property Address	103 MCLEOD RD, FROSTPROOF, FL 33843-9455
Document Number	0000005907
Book / Page	12063 / 917
Map Reference	MB 21 PG 21
Instrument Date	Jan 7, 2022
Instrument	2022005907
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MCLEOD RD, FROSTPROOF, FL 33843-9455

Tax Assessment & Valuation

The 2025 property tax bill for 103 McLeod Rd was $719 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,208 (+2.7%)	$197,017 (+2.91%) Land $13,208 Building $183,809
2025	$719.00 Homeowner's exemption	$81,994	$191,455 Land $13,208 Building $178,247
2023	$817.00 (+4.61%) Homeowner's exemption	$77,362 (+3%)	$187,538 (+11.67%) Land $13,208 Building $174,330
2022	$781.00 Homeowner's exemption	$75,109	$167,939 Land $11,007 Building $156,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 McLeod Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (2004–2022)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 McLeod Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20