103 McElroy St, Monroe, LA 71203 Property Records

Ouachita Parish property record for 103 McElroy St, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,648 sqft · built 1968
Lot Size	0.463 acres (20,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Sep 2025)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`36007`

Property Details

APN / Parcel Number

Primary APN	`36007`
Alternative APN	`267244`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	20,190 sqft (0.463 acres)
Storage Building	Storage Building

Location & Zoning

Street Address	103 MCELROY ST
City	MONROE
State	LA
Zip	71203-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SQ 21 EXT. 3 LAKESHORE ADDN
Legal Range	04
Legal Township	18
Legal Section	70
Legal Subdivision	LAKESHORE SUBDIVISION
Legal Lot Number	19
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	1
Census Block	1048
Census Tract	500

Owner

Source: Ouachita Parish records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 MCELROY ST, MONROE, LA 71203-4145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 1, 2018	Deed of Trust, Mortgage · FHA Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Deed Document Number	20251923810
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	103 MCELROY ST, MONROE, LA 71203-4145
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001889786
Date	Feb 1, 2024
Instrument	1889786

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	103 MCELROY ST, MONROE, LA 71203-4145
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3873/599
Date	May 11, 2020
Book Page	3873/599

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	103 MCELROY ST, MONROE, LA 71203-4145
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003670/0000000911
Date	May 1, 2018
Book Page	0000003670/0000000911
Instrument	000001752531

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (+112.32%)	$14,023 (-) Land $2,000 Building $12,023	$140,234 (-) Land $20,000 Building $120,234
2024	$950.00 (+119.4%)	$14,023 (+32.67%) Land $2,000 Building $12,023	$140,234 (+32.67%) Land $20,000 Building $120,234
2023	$433.00 (+8,56%)	$10,570 (-) Land $1,500 Building $9,070	$105,702 (-) Land $15,000 Building $90,702
2022	$5.00	$10,570 Land $1,500 Building $9,070	$105,702 Land $15,000 Building $90,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	33 (1978–2021)
Claims Outside the SFHA	20 of 33
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 6 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 4 claims Severe Storms & Flooding, May 1989 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC EAST WATER SYSTEM private · serves 11,742 people · EPA ID LA1073121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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