Gibson County property record for 103 McCall St, Rutherford, TN 38369
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,593 sqft · built 1964 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Sep 2023) |
| Tax Bill | $1,057 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027030L D 01700 |
| Primary APN | 027030L D 01700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,593 sqft Living Area |
| 1st Floor Area | 1,593 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 144 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 234 sqft |
| Carport | Carport |
| Carport Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 MCCALL ST |
|---|---|
| City | RUTHERFORD |
| State | TN |
| Zip | 38369-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N GIBSON CO LAND CO # 1 |
| Legal Subdivision | N GIBSON CO LAND CO SUBD # 1 |
| Legal Lot Number | 8 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 16 |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 966100 |
Source: Gibson County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 MCCALL ST, RUTHERFORD, TN 38369-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage LEADERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Jul 31, 1964 |
| Deed Document Number | 2023228019 |
| Deed Book / Page | 1095 / 2995 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 103 MCCALL ST, RUTHERFORD, TN 38369-9559 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|---|
| Address | 103 MCCALL ST, RUTHERFORD, TN 38369-9559 |
| Document Number | 0000246216 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 1123/2956 |
| Instrument | 246216 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Sep 12, 2023 |
| Property Address | 103 MCCALL ST, RUTHERFORD, TN 38369-9559 |
| Document Number | 0000228019 |
| Book / Page | 1095 / 2995 |
| Map Reference | MB 1 PG 87 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 228019 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MCCALL ST, RUTHERFORD, TN 38369-9559 |
| Document Number | 0000228020 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 228020 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Number | 0000228021 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 1096/19 |
| Instrument | 228021 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, TN 38305 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Gibson County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Rutherford Town |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,057.00 (+21.22%) | $27,700 (+58.06%) Land $2,250 Building $25,450 | |
| 2024 | $110,800 (+58.06%) Land $9,000 Building $101,800 | ||
| 2022 | $17,525 Land $1,725 Building $15,800 | $70,100 Land $6,900 Building $63,200 | |
| 2021 | $872.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUTHERFORD WATER WORKS serves 1,407 people · EPA ID TN0000599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| TEC Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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