103 May Cir, Winchester, VA 22602 Property Records

Frederick County property record for 103 May Cir, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,298 sqft · built 1997
Lot Size0.33 acres (14,292 sqft)
OwnerIndividual Name on Record
Last Sale$136,500 (May 2001)
Tax Bill$1,772 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN55I1-4-262

Property Details

APN / Parcel Number

Primary APN55I1-4-262
Alternative APN
  • 8032489

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,298 sqft Living Area
Gross Area2,810 sqft
1st Floor Area1,276 sqft
Basement Area1,276 sqft
Unfinished Basement1,276 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2009
Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,292 sqft (0.33 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8032489
Street Address103 MAY CIR
CityWINCHESTER
StateVA
Zip22602-7672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionCARLISLE HEIGHTS L262 S4
Legal SubdivisionCARLISLE HEIGHTS
Legal Lot Number262
JurisdictionFREDERICK VA
Township / Civil DivisionRED BUD
Census Block Group1
Census Block1002
Census Tract51103

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address103 MAY CIR, WINCHESTER, VA 22602-7672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jul 1, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF CLARKE CNTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2001 · Amount on Record
Deed SaleMay 30, 2001 · Amount on Record
Deed Book / Page100 / 6690
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 MAY CIR, WINCHESTER, VA 22602-7672
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MAY CIR, WINCHESTER, VA 22602-7672
InvestorPossibly a Property Investor

Mortgage

Document Number0000009829
DateOct 1, 2025
Instrument250009829
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 MAY CIR, WINCHESTER, VA 22602-7672
Document Number0000008511
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 MAY CIR WINCHESTER VA 226027672, WINCHESTER, VA 22602-7672

Mortgage

Document Number0000008511
DateJul 7, 2020
Instrument8511
Lender
NameBANK OF CLARKE CNTY
TypeBank
AddressWINCHESTER, VA 22601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 6, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,772.00 (+10.4%)$334,400 Land $103,000 Building $231,400$334,400 Land $103,000 Building $231,400
2025$1,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

Nearby Properties on May Cir

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