Putnam County property record for 103 Mary St, Poca, WV 25159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,857 sqft · built 1985 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,326 (May 2026) |
| Tax Bill | $1,574 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-227B-0047.0000 |
| Primary APN | 08-227B-0047.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,857 sqft Living Area |
| 1st Floor Area | 2,626 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00008846 |
|---|---|
| Street Address | 103 MARY ST |
| City | POCA |
| State | WV |
| Zip | 25159-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52 SEC V RIVER VALLEY SUBD |
| Legal Subdivision | RIVER VALLEY SUB |
| Legal Lot Number | 52 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20500 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 MARY ST, POCA, WV 25159-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK |
| May 27, 2026 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jan 3, 2022 · Amount on Record |
| Deed Book / Page | 649 / 657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 103 MARY ST, POCA, WV 25159-9705 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Title Company | BESTITLE |
| Name | Verified Name |
|---|
| Document Number | 001311/607 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 1311/607 |
| Instrument | 005183120011 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | May 27, 2026 |
| Property Address | 103 MARY ST, POCA, WV 25159-9705 |
| Document Number | 0649000657 |
| Book / Page | 649 / 657 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,177.92 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MARY ST, POCA, WV 25159-9705 |
| Document Number | 1413000283, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 1413/283 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,574.00 (+7.59%) | $125,880 (+8.76%) Land $24,000 Building $101,880 | $209,800 (+8.76%) Land $40,000 Building $169,800 |
| 2025 | $1,463.00 (+15.56%) | $115,740 (+11.05%) Land $18,720 Building $97,020 | $192,900 (+11.05%) Land $31,200 Building $161,700 |
| 2023 | $1,266.00 (+39.27%) | $104,220 (+9.18%) Land $18,720 Building $85,500 | $173,700 (+9.18%) Land $31,200 Building $142,500 |
| 2022 | $909.00 Homeowner's exemption | $95,460 Land $18,720 Building $76,740 | $159,100 Land $31,200 Building $127,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1984–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 55% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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