103 Mary St, Binghamton, NY 13903 Property Records

Broome County and Binghamton City property record for 103 Mary St, Binghamton, NY 13903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1900
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Aug 2026)
Tax Bill	$5,468 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
APN	`030200 160.81-3-33`

Property Details

APN / Parcel Number

Primary APN	`030200 160.81-3-33`
Alternative APNs	`020016008100030330000000` `00000510450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	690 sqft
2nd Floor Area	690 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Shed	1 Shed
Canopy	45 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000510450
Street Address	103 MARY ST
City	BINGHAMTON
State	NY
Zip	13903-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Block	3
Legal Lot Number	33.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	2
Census Block	2005
Census Tract	1700

Owner

103 Mary St is owned by an individual who bought it in August 2026.

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	53 MARGARET ST, BINGHAMTON, NY 13905-3843
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Apr 11, 2024 · Amount on File
Deed Document Number	202623685
Deed Book / Page	2835 / 451
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Aug 27, 2026
Property Address	103 MARY ST, BINGHAMTON, NY 13903-1735
Document Number	0000023685
Book / Page	2835 / 451
Instrument Date	Aug 6, 2026
Instrument	202623685
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,964.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 MARGARET ST, BINGHAMTON, NY 13905-3843

Mortgage

Document Number	0000023686,
Date	Aug 27, 2026
Book Page	4275/423
Instrument	202623686

Lender

Name	FIVE STAR BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 103 Mary St was $5,468.

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,468.00
2025		$55,000 Land $15,900 Building $39,100	$105,000 Land $30,355 Building $74,645
2023		$55,000 Land $15,900 Building $39,100	$87,302 Land $25,238 Building $62,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 103 Mary St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Mary St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20