103 Maria Ct, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 103 Maria Ct, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,136 sqft · built 2000
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,500 (May 1997)
Tax Bill	$10,194 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-2-20`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-2-20`
Alternative APN	`280007000000020200000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	940 sqft
2nd Floor Area	954 sqft
Upper Floors Area	242 sqft
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	21 sqft
Porch	Slab
Porch Area	368 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	103 MARIA CT
City	SCHENECTADY
State	NY
Zip	12306-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1039
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 MARIA CT, SCHENECTADY, NY 12306-5462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit PIONEER SAVINGS BANK
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Sep 23, 2019	Loan Modification, Mortgage · Conventional Mortgage PIONEER SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1997 · Amount on Record
Deed Sale	May 1, 1997 · Amount on Record
Deed Book / Page	1516 / 916
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	103 MARIA CT, SCHENECTADY, NY 12306-5462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014062
Date	Mar 29, 2017
Book Page	4751/520
Instrument	201714062

Lender

Name	PIONEER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	103 MARIA CT, SCHENECTADY, NY 12306-5462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046490
Date	Oct 16, 2019
Book Page	4946/022
Instrument	201946490

Lender

Name	PIONEER BANK
Type	Bank
Address	ALBANY, NY 12211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	103 MARIA CT, SCHENECTADY, NY 12306-5462
Document Number	0000046502
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MARIA CT SCHENECTADY NY 123065462, SCHENECTADY, NY 12306-5462

Mortgage

Document Number	0000046502
Date	Oct 16, 2019
Book Page	004946/000032
Instrument	46502

Lender

Name	PIONEER SVGS BK
Type	Federal Savings Bank
Address	ALBANY, NY 12211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,194.00 (-7.23%) Homeowner's exemption
2025	$10,988.00	$274,000 (-) Land $75,300 Building $198,700	$421,500 (+16.92%) Land $115,836 Building $305,664
2023		$274,000 Land $75,300 Building $198,700	$360,500 Land $99,072 Building $261,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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