Worcester County and Spencer Town property record for 103 Maple St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,058 sqft · built 1957 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,000 (Jan 2025) |
| Tax Bill | $3,364 (2026) |
| Deeds & Mortgages | Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R23 B:00006 L:00000 |
| Primary APN | SPEN M:00R23 B:00006 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| Gross Area | 2,539 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 103 MAPLE ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | HALL DAVID CO |
| Legal Block | 6 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 MAPLE ST, SPENCER, MA 01562-2719 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2025 · Amount on Record |
| Deed Sale | Jan 2, 2025 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Book / Page | 71488 / 100 |
| Prior Transfer Date | Dec 31, 2024 |
| Prior Transfer Doc | 071488-100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 103 MAPLE ST, SPENCER, MA 01562-2719 |
| Document Number | 56926-276 |
| Book / Page | 056926 / 000276 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 32759 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 MAPLE ST SPENCER MA 015622719, SPENCER, MA 01562-2719 |
| Document Number | 56926-278 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 056926/000278 |
| Instrument | 32760 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 396 Months |
| Due | Mar 30, 2050 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,364.00 (+10,093.94%) | $306,400 (+7.77%) Land $51,600 Building $254,800 | $332,169 (-2.39%) |
| 2025 | $33.00 (-98.92%) | $284,300 (+6.68%) Land $44,800 Building $239,500 | $340,290 |
| 2024 | $3,049.00 (+4.96%) | $266,500 (+10.63%) Land $44,800 Building $221,700 | |
| 2023 | $2,905.00 | $240,900 Land $44,800 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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