103 Maple Dr, Fenton, MO 63026 Property Records

St. Louis County property record for 103 Maple Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,925 sqft · built 2018
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,329 (May 2018)
Tax Bill	$9,694 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28P-42-0724`

Property Details

APN / Parcel Number

Primary APN	`28P-42-0724`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,925 sqft Living Area
Gross Area	3,587 sqft
1st Floor Area	1,347 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	92 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	102 sqft
Deck Area	276 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	103 MAPLE DR
City	FENTON
State	MO
Zip	63026-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MAPLE GROVE LOT 2
Legal Subdivision	MAPLE GROVE
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2014
Census Tract	221425

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 MAPLE DR, FENTON, MO 63026-3221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 18, 2018	Warranty Deed, Transfer · VA Mortgage FRONTIER MTG
Nov 17, 2017	Trustee's Deed, Construction Loan · Line of Credit STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Deed Document Number	2018181
Deed Book / Page	23032 / 372
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	103 MAPLE DR, FENTON, MO 63026-3221
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MAPLE DR, FENTON, MO 63026-3221

Mortgage

Document Number	0251042892
Date	Sep 13, 2021
Book Page	25104/2892
Instrument	2021091300665

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46038

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	103 MAPLE DR, FENTON, MO 63026-3221
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MAPLE DR, FENTON, MO 63026-3221

Mortgage

Document Number	0245140186
Date	Dec 16, 2020
Book Page	24514/186
Instrument	2020121601061

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KANSAS CITY, MO 64112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 18, 2018
Property Address	103 MAPLE DR, FENTON, MO 63026-3221
Document Number	0230320372
Book / Page	023032 / 000372
Instrument Date	May 16, 2018
Instrument	181
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 MAPLE DR FENTON MO 63026, FENTON, MO 63026

Mortgage

Document Number	230320375
Date	May 18, 2018
Book Page	023032/000375
Instrument	182

Lender

Name	FRONTIER MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 17, 2017
Property Address	103 MAPLE DR, FENTON, MO 63026-3221
Document Number	0227840910
Book / Page	022784 / 000910
Instrument Date	Nov 16, 2017
Instrument	187
Transaction Type	Construction Loan
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5757 S LINDBERGH BLVD #110 ST LOUIS MO 631236964, 110, ST LOUIS, MO 63123-6964
Investor	Possibly a Property Investor

Mortgage

Document Number	227840910
Date	Nov 17, 2017
Book Page	022784/000910
Instrument	187

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,840 (-) Land $24,890 Building $108,950	$704,400 (-) Land $131,000 Building $573,400
2025	$9,694.00 (+27.57%)	$133,840 (+30.45%) Land $24,890 Building $108,950	$704,400 (+30.44%) Land $131,000 Building $573,400
2024	$7,599.00 (+0.09%)
2023	$7,592.00	$102,600 Land $18,960 Building $83,640	$540,000 Land $99,800 Building $440,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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