103 Main St, Urbana, IA 52345 Property Records

Benton County property record for 103 Main St, Urbana, IA 52345

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 928 sqft · built 1880
Lot Size0.321 acres (13,992 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Apr 2013)
Tax Bill$1,284 (2026)
Flood ZoneZone X (minimal risk)
APN20008000

Property Details

APN / Parcel Number

Primary APN20008000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area928 sqft Living Area
1st Floor Area352 sqft
Basement Area352 sqft
Unfinished Basement352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,992 sqft (0.321 acres)
Lot Dimensions132 ft deep x 106 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area112 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 MAIN ST
CityURBANA
StateIA
Zip52345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOWNS ADD LOTS 1 & 2 BLK 2
Legal SubdivisionDOWNS
Legal Block2
Legal Lot Number1,2
JurisdictionBENTON IA
Township / Civil DivisionPOLK
Census Block Group1
Census Block1032
Census Tract960100

Owner

103 Main St is owned by an individual who bought it in April 2013.

Source: Benton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address321 TRADER ST, CENTER POINT, IA 52213-9520
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2013 · Amount on File
Deed SaleApr 1, 2013 · Amount on File
Deed Book / Page13 / 1313
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 103 Main St was $1,284.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityUrbana City
Unified School DistrictCenter Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,284.00$24,500 (-65.44%) Land $17,900 Building $6,600$24,500 (-65.44%) Land $17,900 Building $6,600
2025$70,900 Land $23,900 Building $47,000$70,900 Land $23,900 Building $47,000
2024$1,288.00
2023$66,600 (-9.51%) Land $23,900 Building $42,700$66,600 Land $23,900 Building $42,700
2022$1,626.00$73,600 Land $19,100 Building $54,500
2021$73,600 Land $19,100 Building $54,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemURBANA WATER SUPPLY
serves 1,562 people · EPA ID IA0680041
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
USA Communications
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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