Mille Lacs County property record for 103 Main St, Onamia, MN 56359 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 1.59 acres (69,689 sqft) |
| Owner | Company Name on File |
| Last Sale | $850,000 (Sep 2022) |
| Tax Bill | $9,996 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-810-0225 |
| Primary APN | 22-810-0225 |
|---|
| Lot Area | 69,689 sqft (1.59 acres) |
|---|---|
| Garage Type | Mixed |
| Garage Area | 8,800 sqft |
| Parking Spaces | 28 Parking Spaces |
| Porch | Slab |
| Street Address | 103 MAIN ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4545 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | THAT PART OF LOT 1, BLK 6, LYING N'LY OF A LINE BEG 160 FT S'LY OF NW COR, THENCE NE'LY 578.72 FT TO HY 169 R/W |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 32 |
| Legal Subdivision | SOO LINE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 970200 |
Source: Mille Lacs County records · APN 22-810-0225
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1835 208TH LN NW, CEDAR, MN 55011-9128 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Commercial Mortgage OLD NATIONAL BANK |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MILL LACS COUNTY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on Record |
| Deed Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 2022433125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Sep 16, 2022 |
| Property Address | 103 MAIN ST, ONAMIA, MN 56359-4545 |
| Document Number | 000A433125 |
| Instrument Date | Sep 09, 2022 |
| Instrument | A433125 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2022 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1835 208TH LN NW, OAK GROVE, MN 55011-9128 |
| Document Number | 000A433126 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | A433126 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 103 MAIN ST, ONAMIA, MN 56359-4545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A404651 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | A404651 |
| Name | MILL LACS COUNTY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,996.00 (+5.04%) | ||
| 2025 | $9,516.00 (+32.57%) | $297,600 (+5.95%) Land $93,100 Building $204,500 | $297,600 (+5.95%) Land $93,100 Building $204,500 |
| 2023 | $7,178.00 | $280,900 Land $68,600 Building $212,300 | $280,900 Land $68,600 Building $212,300 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 250 / 20 |
May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures