103 Madison St, Algonquin, IL 60102 Property Records

McHenry County property record for 103 Madison St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,811 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Apr 2013)
Tax Bill	$7,085 (2024)
Deeds & Mortgages	Aug 2023 Second Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-158-005`

Property Details

APN / Parcel Number

Primary APN	`19-34-158-005`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,811 sqft Living Area
1st Floor Area	1,163 sqft
Basement Area	648 sqft

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 MADISON ST
City	ALGONQUIN
State	IL
Zip	60102-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0018849 LT 9 & NE1/2 LT 8 BLK 11 PLUMLEIGHS ADDN
Legal Subdivision	PLUMLEIGHS ADDN
Legal Block	11
Legal Lot Number	9,8
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3003
Census Tract	871310

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 MADISON ST, ALGONQUIN, IL 60102-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Aug 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage PARKWAY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2013 · Amount on Record
Deed Sale	Apr 12, 2013 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Deed Document Number	201319050
Last Transfer Date	Aug 2, 2023
Transfer Doc	0000018849
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	103 MADISON ST, ALGONQUIN, IL 60102-2621
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021512
Date	Aug 30, 2023
Instrument	2023R0021512

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Aug 2, 2023
Property Address	103 MADISON ST, ALGONQUIN, IL 60102-2621
Document Number	0000018849
Map Reference	MB 28 PG 400
Instrument Date	Aug 2, 2023
Instrument	2023R0018849
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 MADISON ST, ALGONQUIN, IL 60102-2621
Investor	Possibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	103 MADISON ST, ALGONQUIN, IL 60102-2621
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035272
Date	Oct 15, 2018
Instrument	2018R0035272

Lender

Name	PARKWAY BANK & TRUST CO
Type	Bank
Address	HARWOOD HEIGHTS, IL 60706

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	66 Months
Due	Apr 12, 2024

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,085.00	$98,580 (+25.45%) Land $24,027 Building $74,553	$295,740 (+25.45%) Land $72,081 Building $223,659
2022	Homeowner's exemption	$78,578 Land $32,184 Building $46,394	$235,734 Land $96,552 Building $139,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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