103 Madison Pl, Staunton, VA 24401 Property Records

Staunton City property record for 103 Madison Pl, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,604 sqft · built 1911
Lot Size	0.182 acres (7,942 sqft)
Owner	2 Individual Names on File
Last Sale	$727,577 (Jul 2023)
Tax Bill	$6,578 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6836`

Property Details

APN / Parcel Number

Primary APN	`6836`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,604 sqft Living Area
Gross Area	6,159 sqft
1st Floor Area	1,886 sqft
Basement Area	1,886 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	7,942 sqft (0.182 acres)
Lot Dimensions	80 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 MADISON PL
City	STAUNTON
State	VA
Zip	24401-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT A(ON PLAT SHOWING REV-POR LOT 1 LOTS 2 & 3 &-POR LOT 4)
Legal Subdivision	MADISON PLACE
Legal Lot Number	1-4
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1051
Census Tract	100

Owner

103 Madison Pl is owned and occupied by two individuals who bought it in July 2023.

Source: Staunton City records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 MADISON PL, STAUNTON, VA 24401-4130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CU
Jul 11, 2023	Deed, Transfer
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 10, 2017	Deed of Trust, Mortgage · ARM BRANCH BANKING AND TRUST CO
Oct 4, 2019	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Mar 13, 2019	Deed, Transfer · ARM BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	20231555
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	103 MADISON PL, STAUNTON, VA 24401-4130
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000243
Date	Feb 9, 2024
Instrument	240000243

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jul 11, 2023
Property Address	103 MADISON PL, STAUNTON, VA 24401-4130
Document Number	0230001555
Map Reference	MB 361 PG 764
Instrument Date	Jun 28, 2023
Instrument	230001555
Transaction Type	Transfer
Record Updated	Jul 27, 2023

Transaction

Amount	Amount on Record
Tax	$364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 MADISON PL, STAUNTON, VA 24401-4130

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	103 MADISON PL, STAUNTON, VA 24401-4130
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000602
Date	Feb 17, 2022
Instrument	220000602

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	103 MADISON PL, STAUNTON, VA 24401-4130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LILY TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000568
Date	Mar 10, 2017
Instrument	170000568

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Oct 4, 2019
Property Address	103 MADISON PL, STAUNTON, VA 24401-4130
Document Number	190002415
Map Reference	MB 361 PG 764
Instrument Date	Oct 1, 2019
Instrument	190002415
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BLUE MAPLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 MADISON PL, STAUNTON, VA 24401-4130

Mortgage

Document Number	190002416
Date	Oct 4, 2019
Instrument	190002416

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Mar 13, 2019
Property Address	103 MADISON PL, STAUNTON, VA 24401-4130
Document Number	190000557
Map Reference	DD 361 PG 764
Instrument Date	Feb 26, 2019
Instrument	190000557
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	COURT SQUARE TITLE AGENCY LLC, COURT SQUARE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 MADISON PL, STAUNTON, VA 24401-4130

Mortgage

Document Number	190000558
Date	Mar 13, 2019
Instrument	190000558

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2026 property tax bill for 103 Madison Pl was $6,578.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,578.00	$722,880 Land $43,380 Building $679,500	$722,880 Land $43,380 Building $679,500
2023	$5,490.00	$616,920 Land $37,820 Building $579,100	$616,920 Land $37,820 Building $579,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Madison Pl in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	16 (1996–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Madison Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks, Verizon.

Nearby Properties on Madison Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures