103 Lower Holiday Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 103 Lower Holiday Ln, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 600 sqft · built 1972
Owner2 Individual Names on Record
Last Sale$27,500 (Sep 2016)
Tax Bill$503 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN1940-93-6293-001

Property Details

APN / Parcel Number

Primary APN1940-93-6293-001
Alternative APN
  • 1838992

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialWood Shingle
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1838992
Street Address103 LOWER HOLIDAY LN
CityBEECH MOUNTAIN
StateNC
Zip28604-6770
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBMR3
Legal DescriptionHBV A 101
Legal SubdivisionHOLIDAY BEECH VILLAS CONDOMINIUM
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1044
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1225 BACHMANN AVE, DELTONA, FL 32725-6513
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
Jul 15, 2021Intrafamily Transfer, Transfer
Jul 22, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 21, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2016 · Amount on Record
Deed SaleSep 28, 2016 · Amount on Record
Prior SaleNov 5, 2013 · Amount on Record
Deed Document Number2016651336
Deed Book / Page1881 / 523
Last Transfer DateApr 6, 2021
Transfer Doc0022050226
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address103 LOWER HOLIDAY LN, BEECH MOUNTAIN, NC 28604-6770
Transaction TypeMortgage
Record UpdatedApr 8, 2024
Title CompanyMADISON SETTLEMENTS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 BACHMANN AVE, DELTONA, FL 32725-6513

Mortgage

Document Number0023750759
DateMar 20, 2024
Book Page2375/759
Instrument739260
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressEDGEWOOD, MD 21040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateJul 15, 2021
Property Address103 LOWER HOLIDAY LN, BEECH MOUNTAIN, NC 28604-6770
Document Number0022050226
Book / Page2205 / 226
Instrument DateApr 6, 2021
Instrument708733
Transaction TypeTransfer
Record UpdatedJul 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1225 BACHMANN AVE, 1225, DELTONA, FL 32725-6513

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1225 BACHMANN AVE, DELTONA, FL 32725-6513

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateJul 22, 2019
Property Address103 LOWER HOLIDAY LN, BEECH MOUNTAIN, NC 28604-6770
Document Number0020380550
Book / Page002038 / 000550
Instrument DateJul 22, 2019
Instrument680884
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 BACHMANN AVE DELTONA FL 327256513, DELTONA, FL 32725-6513

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateAug 21, 2018
Property Address103 LOWER HOLIDAY LN, BEECH MOUNTAIN, NC 28604-6770
Document Number0019880234
Book / Page001988 / 000234
Instrument DateAug 21, 2018
Instrument671559
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 BACHMANN AVE DELTONA FL 327256513, DELTONA, FL 32725-6513

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,100 (-) Land $5,000 Building $117,100
2025$503.00 (-60.86%)$122,100 (-) Land $5,000 Building $117,100
2024$1,285.00$122,100 Land $5,000 Building $117,100
2023$122,100 Land $5,000 Building $117,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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