Lake County property record for 103 Longlake Dr, Polson, MT 59860
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,660 sqft · built 2015 |
| Lot Size | 0.615 acres (26,789 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,802 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R610741 |
| Primary APN | R610741 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 1,660 sqft |
| Finished Basement | 1,414 sqft |
| Unfinished Basement | 246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,789 sqft (0.615 acres) |
| Terrain | Steep |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,096 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Deck Area | 948 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000037209 |
|---|---|
| Street Address | 103 LONGLAKE DR |
| City | POLSON |
| State | MT |
| Zip | 59860-6960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWATER PHASE 1, S11, T22 N, R20 W, LOT 2, 26792 SQUARE FEET |
| Legal Range | 20W |
| Legal Township | 22N |
| Legal Section | 11 |
| Legal Subdivision | RIDGEWATER PHASE 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 940305 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 310, POLSON, MT 59860-0310 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CLEARWATER FCU |
| Jun 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLEARWATER FCU |
| Nov 23, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 |
| Deed Sale | Nov 23, 2022 |
| Prior Sale | Jun 26, 2013 |
| Deed Document Number | 2022602296 |
| Prior Transfer Date | Aug 10, 2010 |
| Prior Transfer Doc | 0000508632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 103 LONGLAKE DR, POLSON, MT 59860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000580656 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 580656 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 103 LONGLAKE DR, POLSON, MT 59860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | WFG LDENER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000598504 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 598504 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Address | MISSOULA, MT 59801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Nov 23, 2022 |
| Property Address | 103 LONGLAKE DR, POLSON, MT 59860 |
| Document Number | 0000602296 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 602296 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1453, POLSON, MT 59860-1453 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 LONGLAKE DR, POLSON, MT 59860 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Polson City |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,802.00 (-20.6%) | $1,240,800 (-) | |
| 2025 | $7,307.00 (+34.89%) | $1,240,800 (+78.28%) | $1,240,800 (+78.28%) Land $171,857 Building $1,068,943 |
| 2023 | $5,417.00 | $696,000 | $696,000 Land $157,717 Building $538,283 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 78% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POLSON serves 5,300 people · EPA ID MT0000308 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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